State programsEOselia
eOselia: programme terms and the payment calculator
All Odesa listings eligible for eOselia: flats, houses and complexes, 3% and 7% terms, payment calculator.
- 3% or 7% a year
- down payment from 20%
- term up to 20 years
All Odesa listings in this selection: flats, houses and new builds together.
eOselia: state mortgage at 3% or 7% a year for the first ten years, then 6% or 10%. Term up to 20 years, down payment from 20% of the price. The bank checks the price per square metre: it cannot exceed twice the indicative housing cost in Odesa region. Only listings marked by an agent as eligible for state programs are shown here. More about the terms
Resale homes qualify too: the building is up to 3 years old, up to 20 years for IDPs and frontline communities. Flat area norm: 52.5 m² for one or two people, 73.5 m² for three, plus 21 m² for each next person, up to 115.5 m². Estimate the payment below and confirm the terms for your category with the bank.
eOselia calculator
Programme
The 3 per cent rate is for contract military, defenders, security forces and their families, and for doctors, teachers and researchers in the state and municipal sector. Everyone else, including displaced persons, gets 7 per cent.
Currency
Down payment
%
$
Term, years
Monthly payment0
Overpayment0
Total amount0
Loan amount0
Balance after down payment0
No interest; if the developer adds a markup, the payment will be higher.
Approximate, without bank insurance and fees.
Show flats within this paymentTerms as of 31.07.2026. Confirm the rate for your category in Diia when you apply.
Listings under eOselia
No commission
98 527 $
1 430 $ / m²
65 Perlyna, Krasnova
Odesa, Khadzhybeiskyi, Fontan
2 rooms68.9 m²21
Apartment for sale
State programs
Eligible for state programs, including yeOselia. Ask us for terms. More about state programs
59 500 $
692 $ / m²
40 rokiv Peremohy
Ovidiopolskyi, Tairove
4 rooms4/586 m²
No commission
34 272 $
840 $ / m²
RealPark, Ovidiopolska Road
Odesa, Khadzhybeiskyi, Cheremushky
1 rooms40.8 m²3
Apartment for sale
State programs
Eligible for state programs, including yeOselia. Ask us for terms. More about state programs
26 000 $
542 $ / m²
Buhaivska
Odesa, Khadzhybeiskyi, Buhaivka
2 rooms10/1048 m²
No commission
99 814 $
1 430 $ / m²
68 Perlyna, Krasnova
Odesa, Khadzhybeiskyi, Fontan
2 rooms69.8 m²17
Apartment for sale
State programs
Eligible for state programs, including yeOselia. Ask us for terms. More about state programs
75 000 $
1 294 $ / m²
Prostir na Heranevii, Heraneva
Odesa, Kyivskyi, Fontan
2 rooms11/1458 m²
No commission
98 670 $
1 430 $ / m²
65 Perlyna, Krasnova
Odesa, Khadzhybeiskyi, Fontan
2 rooms69 m²17
Apartment for sale
State programs
Eligible for state programs, including yeOselia. Ask us for terms. More about state programs
105 000 $
2 020 $ / m²
42 Perlyna, Henuezka
Odesa, Prymorskyi, Arkadia
1 rooms22/2552 m²
No commission
34 272 $
840 $ / m²
RealPark, Ovidiopolska Road
Odesa, Khadzhybeiskyi, Cheremushky
1 rooms40.8 m²2
Apartment for sale
State programs
Eligible for state programs, including yeOselia. Ask us for terms. More about state programs
124 000 $
2 067 $ / m²
Aqua Marine, Fontanska Road
Odesa, Kyivskyi, Fontan
1 rooms10/2460 m²
No commission
99 957 $
1 430 $ / m²
68 Perlyna, Krasnova
Odesa, Khadzhybeiskyi, Fontan
2 rooms69.9 m²18
Apartment for sale
State programs
Eligible for state programs, including yeOselia. Ask us for terms. More about state programs
78 000 $
1 040 $ / m²
Voznesenskyi Lane
Odesa, Prymorskyi, City centre
3 rooms3/375 m²
No commission
98 670 $
1 430 $ / m²
65 Perlyna, Krasnova
Odesa, Khadzhybeiskyi, Fontan
2 rooms69 m²19
Apartment for sale
State programs
Eligible for state programs, including yeOselia. Ask us for terms. More about state programs
58 000 $
1 758 $ / m²
Poseidon, Dacha Kovalevskoho
Odesa, Kyivskyi, Dacha Kovalevskoho
1 rooms11/2633 m²
No commission
38 279 $
845 $ / m²
RealPark, Ovidiopolska Road
Odesa, Khadzhybeiskyi, Cheremushky
2 rooms45.3 m²15
Apartment for sale
State programs
Eligible for state programs, including yeOselia. Ask us for terms. More about state programs
81 000 $
1 447 $ / m²
Odeski tradytsii, Mykhaila Hrushevskoho
Odesa, Peresypskyi, Slobidka
2 rooms1/1756 m²
No commission
99 957 $
1 430 $ / m²
68 Perlyna, Krasnova
Odesa, Khadzhybeiskyi, Fontan
2 rooms69.9 m²21
Apartment for sale
State programs
Eligible for state programs, including yeOselia. Ask us for terms. More about state programs
39 000 $
662 $ / m²
Kosmonavtiv
Odesa, Khadzhybeiskyi, Cheriomushky
3 rooms5/559 m²
No commission
98 670 $
1 430 $ / m²
65 Perlyna, Krasnova
Odesa, Khadzhybeiskyi, Fontan
2 rooms69 m²23
Apartment for sale
State programs
Eligible for state programs, including yeOselia. Ask us for terms. More about state programs
150 000 $
1 500 $ / m²
Koblevska
Odesa, Prymorskyi, City centre
4 rooms1/3100 m²
No commission
38 279 $
845 $ / m²
RealPark, Ovidiopolska Road
Odesa, Khadzhybeiskyi, Cheremushky
2 rooms45.3 m²14
Apartment for sale
State programs
Eligible for state programs, including yeOselia. Ask us for terms. More about state programs
46 000 $
755 $ / m²
Odeskyi Dvir, Henerala Tsvietaieva
Odesa, Khadzhybeiskyi, Moldavanka
2 rooms1/1061 m²
No commission
100 100 $
1 430 $ / m²
68 Perlyna, Krasnova
Odesa, Khadzhybeiskyi, Fontan
2 rooms70 m²19
No commission
98 956 $
1 430 $ / m²
65 Perlyna, Krasnova
Odesa, Khadzhybeiskyi, Fontan
2 rooms69.2 m²18
