State programsEOselia
eOselia: programme terms and the payment calculator
All Odesa listings eligible for eOselia: flats, houses and complexes, 3% and 7% terms, payment calculator.
- 3% or 7% a year
- down payment from 20%
- term up to 20 years
All Odesa listings in this selection: flats, houses and new builds together.
eOselia: state mortgage at 3% or 7% a year for the first ten years, then 6% or 10%. Term up to 20 years, down payment from 20% of the price. The bank checks the price per square metre: it cannot exceed twice the indicative housing cost in Odesa region. Only listings marked by an agent as eligible for state programs are shown here. More about the terms
Resale homes qualify too: the building is up to 3 years old, up to 20 years for IDPs and frontline communities. Flat area norm: 52.5 m² for one or two people, 73.5 m² for three, plus 21 m² for each next person, up to 115.5 m². Estimate the payment below and confirm the terms for your category with the bank.
eOselia calculator
Programme
The 3 per cent rate is for contract military, defenders, security forces and their families, and for doctors, teachers and researchers in the state and municipal sector. Everyone else, including displaced persons, gets 7 per cent.
Currency
Down payment
%
$
Term, years
Monthly payment0
Overpayment0
Total amount0
Loan amount0
Balance after down payment0
No interest; if the developer adds a markup, the payment will be higher.
Approximate, without bank insurance and fees.
Show flats within this paymentTerms as of 31.07.2026. Confirm the rate for your category in Diia when you apply.
Listings under eOselia
No commission
38 279 $
845 $ / m²
RealPark, Ovidiopolska Road
Odesa, Khadzhybeiskyi, Cheremushky
2 rooms45.3 m²13
Apartment for sale
State programs
Eligible for state programs, including yeOselia. Ask us for terms. More about state programs
18 000 $
900 $ / m²
Chornomorskoho Kozatstva
Odesa, Peresypskyi, Peresyp
1 rooms1/220 m²
No commission
100 100 $
1 430 $ / m²
68 Perlyna, Krasnova
Odesa, Khadzhybeiskyi, Fontan
2 rooms70 m²20
Apartment for sale
State programs
Eligible for state programs, including yeOselia. Ask us for terms. More about state programs
30 000 $
750 $ / m²
Otamana Holovatoho
Odesa, Peresypskyi, Peresyp
2 rooms1/240 m²
No commission
38 279 $
845 $ / m²
RealPark, Ovidiopolska Road
Odesa, Khadzhybeiskyi, Cheremushky
2 rooms45.3 m²12
Apartment for sale
State programs
Eligible for state programs, including yeOselia. Ask us for terms. More about state programs
82 000 $
1 323 $ / m²
Liustdorfska Road
Odesa, Kyivskyi, Tairova
2 rooms5/2062 m²
No commission
100 386 $
1 430 $ / m²
68 Perlyna, Krasnova
Odesa, Khadzhybeiskyi, Fontan
2 rooms70.2 m²12
Apartment for sale
State programs
Eligible for state programs, including yeOselia. Ask us for terms. More about state programs
65 000 $
1 858 $ / m²
Ilfa i Petrova
Odesa, Kyivskyi, Tairova
1 rooms7/935 m²
No commission
38 279 $
845 $ / m²
RealPark, Ovidiopolska Road
Odesa, Khadzhybeiskyi, Cheremushky
2 rooms45.3 m²11
Apartment for sale
State programs
Eligible for state programs, including yeOselia. Ask us for terms. More about state programs
50 000 $
820 $ / m²
Admyralskyi Avenue
Odesa, Kyivskyi, Fontan
3 rooms2/361 m²
No commission
100 386 $
1 430 $ / m²
68 Perlyna, Krasnova
Odesa, Khadzhybeiskyi, Fontan
2 rooms70.2 m²14
Apartment for sale
State programs
Eligible for state programs, including yeOselia. Ask us for terms. More about state programs
23 000 $
606 $ / m²
Mahistralna
Odesa, Khadzhybeiskyi, Lenposelok
1 rooms3/338 m²
No commission
38 279 $
845 $ / m²
RealPark, Ovidiopolska Road
Odesa, Khadzhybeiskyi, Cheremushky
2 rooms45.3 m²10
Apartment for sale
State programs
Eligible for state programs, including yeOselia. Ask us for terms. More about state programs
87 000 $
916 $ / m²
Fontan, Makarenka
Odesa, Kyivskyi, Fontan
2 rooms2/2195 m²
No commission
38 279 $
845 $ / m²
RealPark, Ovidiopolska Road
Odesa, Khadzhybeiskyi, Cheremushky
2 rooms45.3 m²9
Apartment for sale
State programs
Eligible for state programs, including yeOselia. Ask us for terms. More about state programs
43 000 $
896 $ / m²
Primorskaya
Odesa, Prymorskyi, City centre
2 rooms1/348 m²
No commission
38 279 $
845 $ / m²
RealPark, Ovidiopolska Road
Odesa, Khadzhybeiskyi, Cheremushky
2 rooms45.3 m²8
Apartment for sale
State programs
Eligible for state programs, including yeOselia. Ask us for terms. More about state programs
49 000 $
961 $ / m²
Marshala Babadzhaniana
Odesa, Khadzhybeiskyi, Cheriomushky
2 rooms11/1151 m²
No commission
38 279 $
845 $ / m²
RealPark, Ovidiopolska Road
Odesa, Khadzhybeiskyi, Cheremushky
2 rooms45.3 m²6
Apartment for sale
State programs
Eligible for state programs, including yeOselia. Ask us for terms. More about state programs
160 000 $
1 195 $ / m²
The Cascade, Levitana
Odesa, Kyivskyi, Tairova
3 rooms10/14134 m²
No commission
38 279 $
845 $ / m²
RealPark, Ovidiopolska Road
Odesa, Khadzhybeiskyi, Cheremushky
2 rooms45.3 m²4
Apartment for sale
State programs
Eligible for state programs, including yeOselia. Ask us for terms. More about state programs
41 000 $
1 139 $ / m²
Segment, Sehedska
Odesa, Prymorskyi, Fontan
1 rooms8/936 m²
No commission
38 279 $
845 $ / m²
RealPark, Ovidiopolska Road
Odesa, Khadzhybeiskyi, Cheremushky
2 rooms45.3 m²2
No commission
50 666 $
770 $ / m²
RealPark, Ovidiopolska Road
Odesa, Khadzhybeiskyi, Cheremushky
2 rooms65.8 m²16
