State programsEOselia
eOselia: programme terms and the payment calculator
All Odesa listings eligible for eOselia: flats, houses and complexes, 3% and 7% terms, payment calculator.
- 3% or 7% a year
- down payment from 20%
- term up to 20 years
All Odesa listings in this selection: flats, houses and new builds together.
eOselia: state mortgage at 3% or 7% a year for the first ten years, then 6% or 10%. Term up to 20 years, down payment from 20% of the price. The bank checks the price per square metre: it cannot exceed twice the indicative housing cost in Odesa region. Only listings marked by an agent as eligible for state programs are shown here. More about the terms
Resale homes qualify too: the building is up to 3 years old, up to 20 years for IDPs and frontline communities. Flat area norm: 52.5 m² for one or two people, 73.5 m² for three, plus 21 m² for each next person, up to 115.5 m². Estimate the payment below and confirm the terms for your category with the bank.
eOselia calculator
Programme
The 3 per cent rate is for contract military, defenders, security forces and their families, and for doctors, teachers and researchers in the state and municipal sector. Everyone else, including displaced persons, gets 7 per cent.
Currency
Down payment
%
$
Term, years
Monthly payment0
Overpayment0
Total amount0
Loan amount0
Balance after down payment0
No interest; if the developer adds a markup, the payment will be higher.
Approximate, without bank insurance and fees.
Show flats within this paymentTerms as of 31.07.2026. Confirm the rate for your category in Diia when you apply.
Listings under eOselia
No commission
97 240 $
1 430 $ / m²
68 Perlyna, Krasnova
Odesa, Khadzhybeiskyi, Fontan
2 rooms68 m²19
Apartment for sale
State programs
Eligible for state programs, including yeOselia. Ask us for terms. More about state programs
31 900 $
1 276 $ / m²
Voznesenskyi Lane
Odesa, Prymorskyi, City centre
1 rooms1/325 m²
No commission
98 098 $
1 430 $ / m²
65 Perlyna, Krasnova
Odesa, Khadzhybeiskyi, Fontan
2 rooms68.6 m²10
Apartment for sale
State programs
Eligible for state programs, including yeOselia. Ask us for terms. More about state programs
29 000 $
484 $ / m²
Yelysieieva
Biliaivskyi, Naberezhne
3 rooms3/560 m²
No commission
34 272 $
840 $ / m²
RealPark, Ovidiopolska Road
Odesa, Khadzhybeiskyi, Cheremushky
1 rooms40.8 m²6
Apartment for sale
State programs
Eligible for state programs, including yeOselia. Ask us for terms. More about state programs
37 000 $
1 122 $ / m²
Henerala Petrova
Odesa, Khadzhybeiskyi, Cheriomushky
1 rooms1/533 m²
No commission
97 526 $
1 430 $ / m²
68 Perlyna, Krasnova
Odesa, Khadzhybeiskyi, Fontan
2 rooms68.2 m²17
House for sale
State programs
Eligible for state programs, including yeOselia. Ask us for terms. More about state programs
68 000 $
850 $ / m²
Prylymanska
Biliaivskyi, Kholodna Balka
4 rooms80 m²10 ares
No commission
98 241 $
1 430 $ / m²
65 Perlyna, Krasnova
Odesa, Khadzhybeiskyi, Fontan
2 rooms68.7 m²18
House for sale
State programs
Eligible for state programs, including yeOselia. Ask us for terms. More about state programs
45 000 $
543 $ / m²
Motornyi Lane
Odesa, Khadzhybeiskyi, Lenposelok
3 rooms83 m²3 ares
No commission
34 272 $
840 $ / m²
RealPark, Ovidiopolska Road
Odesa, Khadzhybeiskyi, Cheremushky
1 rooms40.8 m²6
Apartment for sale
State programs
Eligible for state programs, including yeOselia. Ask us for terms. More about state programs
65 000 $
971 $ / m²
Semen Paliy
Odesa, Peresypskyi, Kotovskoho
3 rooms10/1067 m²
No commission
99 671 $
1 430 $ / m²
68 Perlyna, Krasnova
Odesa, Khadzhybeiskyi, Fontan
2 rooms69.7 m²22
House for sale
State programs
Eligible for state programs, including yeOselia. Ask us for terms. More about state programs
89 000 $
495 $ / m²
2nd Vynohradna
Odesa, Khadzhybeiskyi, Slobidka
4 rooms180 m²5 ares
No commission
98 384 $
1 430 $ / m²
65 Perlyna, Krasnova
Odesa, Khadzhybeiskyi, Fontan
2 rooms68.8 m²16
Apartment for sale
State programs
Eligible for state programs, including yeOselia. Ask us for terms. More about state programs
65 000 $
1 161 $ / m²
Admyralskyi Avenue
Odesa, Kyivskyi, Fontan
2 rooms5/556 m²
No commission
34 272 $
840 $ / m²
RealPark, Ovidiopolska Road
Odesa, Khadzhybeiskyi, Cheremushky
1 rooms40.8 m²4
Apartment for sale
State programs
Eligible for state programs, including yeOselia. Ask us for terms. More about state programs
73 000 $
1 660 $ / m²
34 Perlyna, Baseyna
Odesa, Prymorskyi, City centre
2 rooms22/2544 m²
No commission
99 671 $
1 430 $ / m²
68 Perlyna, Krasnova
Odesa, Khadzhybeiskyi, Fontan
2 rooms69.7 m²23
Apartment for sale
State programs
Eligible for state programs, including yeOselia. Ask us for terms. More about state programs
22 000 $
489 $ / m²
Baltska Road
Odesa, Peresypskyi, Peresyp
2 rooms1/345 m²
No commission
98 384 $
1 430 $ / m²
65 Perlyna, Krasnova
Odesa, Khadzhybeiskyi, Fontan
2 rooms68.8 m²20
Apartment for sale
State programs
Eligible for state programs, including yeOselia. Ask us for terms. More about state programs
125 000 $
1 078 $ / m²
Klimovsky Dom, Panteleimonivska
Odesa, Prymorskyi, City centre
2 rooms12/12116 m²
No commission
34 272 $
840 $ / m²
RealPark, Ovidiopolska Road
Odesa, Khadzhybeiskyi, Cheremushky
1 rooms40.8 m²3
No commission
99 671 $
1 430 $ / m²
68 Perlyna, Krasnova
Odesa, Khadzhybeiskyi, Fontan
2 rooms69.7 m²24
