State programsEOselia

eOselia: programme terms and the payment calculator

All Odesa listings eligible for eOselia: flats, houses and complexes, 3% and 7% terms, payment calculator.

  • 3% or 7% a year
  • down payment from 20%
  • term up to 20 years
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All Odesa listings in this selection: flats, houses and new builds together.

eOselia: state mortgage at 3% or 7% a year for the first ten years, then 6% or 10%. Term up to 20 years, down payment from 20% of the price. The bank checks the price per square metre: it cannot exceed twice the indicative housing cost in Odesa region. Only listings marked by an agent as eligible for state programs are shown here. More about the terms

Resale homes qualify too: the building is up to 3 years old, up to 20 years for IDPs and frontline communities. Flat area norm: 52.5 m² for one or two people, 73.5 m² for three, plus 21 m² for each next person, up to 115.5 m². Estimate the payment below and confirm the terms for your category with the bank.

Mortgage in Odesa: bank terms and calculator

eOselia calculator

Programme

The 3 per cent rate is for contract military, defenders, security forces and their families, and for doctors, teachers and researchers in the state and municipal sector. Everyone else, including displaced persons, gets 7 per cent.

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Terms as of 31.07.2026. Confirm the rate for your category in Diia when you apply.

Listings under eOselia

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No commission 65 Perlyna, Krasnova - Odesa, Khadzhybeiskyi, Fontan
97 669 $ 1 430 $ / m²
65 Perlyna, Krasnova
Odesa, Khadzhybeiskyi, Fontan
2 rooms68.3 m²12
Apartment for sale 3-room apartment, 78 m², Moldavanka
70 000 $ 898 $ / m²
Kompozytora Nischynskoho
Odesa, Khadzhybeiskyi, Moldavanka
3 rooms6/978 m²
No commission RealPark, Ovidiopolska Road - Odesa, Khadzhybeiskyi, Cheremushky
34 272 $ 840 $ / m²
RealPark, Ovidiopolska Road
Odesa, Khadzhybeiskyi, Cheremushky
1 rooms40.8 m²11
Apartment for sale 4-room apartment, 85 m², Tairova
53 000 $ 624 $ / m²
Akademika Viliamsa
Odesa, Kyivskyi, Tairova
4 rooms12/1685 m²
No commission 68 Perlyna, Krasnova - Odesa, Khadzhybeiskyi, Fontan
89 804 $ 1 430 $ / m²
68 Perlyna, Krasnova
Odesa, Khadzhybeiskyi, Fontan
2 rooms62.8 m²12
Apartment for sale 1-room apartment, 35 m², The Alekseevsky, Moldavanka
39 000 $ 1 115 $ / m²
The Alekseevsky, Tovarny Lane
Odesa, Khadzhybeiskyi, Moldavanka
1 rooms10/1035 m²
No commission 65 Perlyna, Krasnova - Odesa, Khadzhybeiskyi, Fontan
97 669 $ 1 430 $ / m²
65 Perlyna, Krasnova
Odesa, Khadzhybeiskyi, Fontan
2 rooms68.3 m²17
Apartment for sale 2-room apartment, 53 m², Fontan
68 000 $ 1 284 $ / m²
Seminarska
Odesa, Prymorskyi, Fontan
2 rooms4/453 m²
No commission RealPark, Ovidiopolska Road - Odesa, Khadzhybeiskyi, Cheremushky
34 272 $ 840 $ / m²
RealPark, Ovidiopolska Road
Odesa, Khadzhybeiskyi, Cheremushky
1 rooms40.8 m²10
Apartment for sale 3-room apartment, 67 m², Fontan
75 000 $ 1 120 $ / m²
Fontanska Road
Odesa, Prymorskyi, Fontan
3 rooms14/1667 m²
No commission 68 Perlyna, Krasnova - Odesa, Khadzhybeiskyi, Fontan
89 804 $ 1 430 $ / m²
68 Perlyna, Krasnova
Odesa, Khadzhybeiskyi, Fontan
2 rooms62.8 m²13
House for sale 8-room house, 258 m², Ovidiopolskyi
190 000 $ 737 $ / m²
Mykoly Trojitskoho
Ovidiopolskyi, Lymanka
8 rooms258 m²11 ares
No commission 65 Perlyna, Krasnova - Odesa, Khadzhybeiskyi, Fontan
97 669 $ 1 430 $ / m²
65 Perlyna, Krasnova
Odesa, Khadzhybeiskyi, Fontan
2 rooms68.3 m²19
Apartment for sale 3-room apartment, 94 m², Paris, Shevchenko-Frantsuzkyi
184 400 $ 1 962 $ / m²
Paris, Udilnyi Lane
Odesa, Prymorskyi, Shevchenko-Frantsuzkyi
3 rooms8/1494 m²
No commission RealPark, Ovidiopolska Road - Odesa, Khadzhybeiskyi, Cheremushky
34 272 $ 840 $ / m²
RealPark, Ovidiopolska Road
Odesa, Khadzhybeiskyi, Cheremushky
1 rooms40.8 m²10
Apartment for sale 2-room apartment, 119 m², City centre
75 500 $ 635 $ / m²
Kanatna
Odesa, Prymorskyi, City centre
2 rooms4/4119 m²
No commission 68 Perlyna, Krasnova - Odesa, Khadzhybeiskyi, Fontan
89 804 $ 1 430 $ / m²
68 Perlyna, Krasnova
Odesa, Khadzhybeiskyi, Fontan
2 rooms62.8 m²15
Apartment for sale 1-room apartment, 61 m², City centre
135 000 $ 2 214 $ / m²
Hretska
Odesa, Prymorskyi, City centre
1 rooms4/1261 m²
No commission 65 Perlyna, Krasnova - Odesa, Khadzhybeiskyi, Fontan
97 669 $ 1 430 $ / m²
65 Perlyna, Krasnova
Odesa, Khadzhybeiskyi, Fontan
2 rooms68.3 m²22
Apartment for sale 2-room apartment, 63 m², 57 Perlyna, Tairova
105 000 $ 1 667 $ / m²
57 Perlyna, Perlynna
Odesa, Kyivskyi, Tairova
2 rooms3/1963 m²
No commission RealPark, Ovidiopolska Road - Odesa, Khadzhybeiskyi, Cheremushky
34 272 $ 840 $ / m²
RealPark, Ovidiopolska Road
Odesa, Khadzhybeiskyi, Cheremushky
1 rooms40.8 m²9
Apartment for sale 1-room apartment, 34 m², SunCity, Kotovskoho
31 000 $ 912 $ / m²
SunCity, Vladyslava Buvalkina
Odesa, Peresypskyi, Kotovskoho
1 rooms11/1634 m²
No commission 68 Perlyna, Krasnova - Odesa, Khadzhybeiskyi, Fontan
89 947 $ 1 430 $ / m²
68 Perlyna, Krasnova
Odesa, Khadzhybeiskyi, Fontan
2 rooms62.9 m²15
No commission 65 Perlyna, Krasnova - Odesa, Khadzhybeiskyi, Fontan
97 812 $ 1 430 $ / m²
65 Perlyna, Krasnova
Odesa, Khadzhybeiskyi, Fontan
2 rooms68.4 m²11
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