State programsEOselia

eOselia: programme terms and the payment calculator

All Odesa listings eligible for eOselia: flats, houses and complexes, 3% and 7% terms, payment calculator.

  • 3% or 7% a year
  • down payment from 20%
  • term up to 20 years
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All Odesa listings in this selection: flats, houses and new builds together.

eOselia: state mortgage at 3% or 7% a year for the first ten years, then 6% or 10%. Term up to 20 years, down payment from 20% of the price. The bank checks the price per square metre: it cannot exceed twice the indicative housing cost in Odesa region. Only listings marked by an agent as eligible for state programs are shown here. More about the terms

Resale homes qualify too: the building is up to 3 years old, up to 20 years for IDPs and frontline communities. Flat area norm: 52.5 m² for one or two people, 73.5 m² for three, plus 21 m² for each next person, up to 115.5 m². Estimate the payment below and confirm the terms for your category with the bank.

Mortgage in Odesa: bank terms and calculator

eOselia calculator

Programme

The 3 per cent rate is for contract military, defenders, security forces and their families, and for doctors, teachers and researchers in the state and municipal sector. Everyone else, including displaced persons, gets 7 per cent.

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Terms as of 31.07.2026. Confirm the rate for your category in Diia when you apply.

Listings under eOselia

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No commission RealPark, Ovidiopolska Road - Odesa, Khadzhybeiskyi, Cheremushky
33 348 $ 840 $ / m²
RealPark, Ovidiopolska Road
Odesa, Khadzhybeiskyi, Cheremushky
1 rooms39.7 m²12
Apartment for sale 2-room apartment, 62 m², Dzerzhynskoho settlement
66 000 $ 1 065 $ / m²
Dalnia
Odesa, Khadzhybeiskyi, Dzerzhynskoho settlement
2 rooms1/262 m²
No commission 59 Perlyna, Akademika Sakharova - Odesa, Peresypskyi, Kotovskoho
55 963 $ 955 $ / m²
59 Perlyna, Akademika Sakharova
Odesa, Peresypskyi, Kotovskoho
2 rooms58.6 m²
Apartment for sale 2-room apartment, 68 m², Cheriomushky
59 000 $ 868 $ / m²
Kosmonavtiv
Odesa, Khadzhybeiskyi, Cheriomushky
2 rooms3/768 m²
No commission Odeski tradytsii, Akademika Vorobiova - Odesa, Peresypskyi, Slobidka
74 844 $ 1 100 $ / m²
Odeski tradytsii, Akademika Vorobiova
Odesa, Peresypskyi, Slobidka
2 rooms68 m²17
Apartment for sale 3-room apartment, 62 m², Cheriomushky
45 500 $ 734 $ / m²
Geroiv Krut
Odesa, Khadzhybeiskyi, Cheriomushky
3 rooms3/562 m²
No commission 68 Perlyna, Krasnova - Odesa, Khadzhybeiskyi, Fontan
62 160 $ 1 480 $ / m²
68 Perlyna, Krasnova
Odesa, Khadzhybeiskyi, Fontan
1 rooms42 m²23
Apartment for sale 1-room apartment, 40 m², RealPark, Cheriomushky
50 000 $ 1 250 $ / m²
RealPark, Ovidiopolska Road
Odesa, Khadzhybeiskyi, Cheriomushky
1 rooms17/1740 m²
No commission 65 Perlyna, Krasnova - Odesa, Khadzhybeiskyi, Fontan
64 084 $ 1 480 $ / m²
65 Perlyna, Krasnova
Odesa, Khadzhybeiskyi, Fontan
1 rooms43.3 m²18
Apartment for sale 1-room apartment, 43 m², 68 Perlyna, Fontan
53 000 $ 1 233 $ / m²
68 Perlyna, Krasnova
Odesa, Khadzhybeiskyi, Fontan
1 rooms17/2443 m²
No commission RealPark, Ovidiopolska Road - Odesa, Khadzhybeiskyi, Cheremushky
33 348 $ 840 $ / m²
RealPark, Ovidiopolska Road
Odesa, Khadzhybeiskyi, Cheremushky
1 rooms39.7 m²11
Apartment for sale 3-room apartment, 87 m², The Gorizont, Tairova
120 000 $ 1 380 $ / m²
The Gorizont, Kostandi
Odesa, Kyivskyi, Tairova
3 rooms4/2487 m²
No commission 59 Perlyna, Akademika Sakharova - Odesa, Peresypskyi, Kotovskoho
55 963 $ 955 $ / m²
59 Perlyna, Akademika Sakharova
Odesa, Peresypskyi, Kotovskoho
2 rooms58.6 m²
Apartment for sale 3-room apartment, 70 m², Cheriomushky
44 600 $ 638 $ / m²
Liustdorfska Road
Odesa, Khadzhybeiskyi, Cheriomushky
3 rooms6/1070 m²
No commission Odeski tradytsii, Akademika Vorobiova - Odesa, Peresypskyi, Slobidka
74 844 $ 1 100 $ / m²
Odeski tradytsii, Akademika Vorobiova
Odesa, Peresypskyi, Slobidka
2 rooms68 m²17
Apartment for sale 8-room apartment, 190 m², City centre
170 000 $ 895 $ / m²
Soborna Square
Odesa, Prymorskyi, City centre
8 rooms4/4190 m²
No commission 68 Perlyna, Krasnova - Odesa, Khadzhybeiskyi, Fontan
62 900 $ 1 480 $ / m²
68 Perlyna, Krasnova
Odesa, Khadzhybeiskyi, Fontan
1 rooms42.5 m²23
House for sale 4-room house, 67 m², Buhaivka
65 000 $ 971 $ / m²
Buhaivska
Odesa, Khadzhybeiskyi, Buhaivka
4 rooms1/167 m²4 ares
No commission 65 Perlyna, Krasnova - Odesa, Khadzhybeiskyi, Fontan
65 351 $ 1 430 $ / m²
65 Perlyna, Krasnova
Odesa, Khadzhybeiskyi, Fontan
1 rooms45.7 m²24
House for sale 2-room house, 45 m², Lenposelok
44 000 $ 978 $ / m²
Mahistralna
Odesa, Khadzhybeiskyi, Lenposelok
2 rooms2/245 m²
No commission RealPark, Ovidiopolska Road - Odesa, Khadzhybeiskyi, Cheremushky
33 348 $ 840 $ / m²
RealPark, Ovidiopolska Road
Odesa, Khadzhybeiskyi, Cheremushky
1 rooms39.7 m²10
House for sale 4-room house, 72 m², Lenposelok
43 000 $ 598 $ / m²
Mahistralna
Odesa, Khadzhybeiskyi, Lenposelok
4 rooms1/272 m²0.2 ares
No commission 59 Perlyna, Akademika Sakharova - Odesa, Peresypskyi, Kotovskoho
56 250 $ 955 $ / m²
59 Perlyna, Akademika Sakharova
Odesa, Peresypskyi, Kotovskoho
2 rooms58.9 m²
No commission Odeski tradytsii, Akademika Vorobiova - Odesa, Peresypskyi, Slobidka
75 394 $ 1 150 $ / m²
Odeski tradytsii, Akademika Vorobiova
Odesa, Peresypskyi, Slobidka
2 rooms65.6 m²16
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