State programsEOselia
eOselia: programme terms and the payment calculator
All Odesa listings eligible for eOselia: flats, houses and complexes, 3% and 7% terms, payment calculator.
- 3% or 7% a year
- down payment from 20%
- term up to 20 years
All Odesa listings in this selection: flats, houses and new builds together.
eOselia: state mortgage at 3% or 7% a year for the first ten years, then 6% or 10%. Term up to 20 years, down payment from 20% of the price. The bank checks the price per square metre: it cannot exceed twice the indicative housing cost in Odesa region. Only listings marked by an agent as eligible for state programs are shown here. More about the terms
Resale homes qualify too: the building is up to 3 years old, up to 20 years for IDPs and frontline communities. Flat area norm: 52.5 m² for one or two people, 73.5 m² for three, plus 21 m² for each next person, up to 115.5 m². Estimate the payment below and confirm the terms for your category with the bank.
eOselia calculator
Programme
The 3 per cent rate is for contract military, defenders, security forces and their families, and for doctors, teachers and researchers in the state and municipal sector. Everyone else, including displaced persons, gets 7 per cent.
Currency
Down payment
%
$
Term, years
Monthly payment0
Overpayment0
Total amount0
Loan amount0
Balance after down payment0
No interest; if the developer adds a markup, the payment will be higher.
Approximate, without bank insurance and fees.
Show flats within this paymentTerms as of 31.07.2026. Confirm the rate for your category in Diia when you apply.
Listings under eOselia
No commission
68 676 $
1 200 $ / m²
Odeski tradytsii, Akademika Vorobiova
Odesa, Peresypskyi, Slobidka
2 rooms57.2 m²16
House for sale
State programs
Eligible for state programs, including yeOselia. Ask us for terms. More about state programs
103 000 $
805 $ / m²
Sadova
Lymanskyi, Korsuntsi
5 rooms2/2128 m²16 ares
No commission
61 272 $
1 480 $ / m²
68 Perlyna, Krasnova
Odesa, Khadzhybeiskyi, Fontan
1 rooms41.4 m²22
House for sale
State programs
Eligible for state programs, including yeOselia. Ask us for terms. More about state programs
67 000 $
657 $ / m²
Rizdvyana
Lymanskyi, Korsuntsi
3 rooms2/2102 m²5 ares
No commission
63 640 $
1 480 $ / m²
65 Perlyna, Krasnova
Odesa, Khadzhybeiskyi, Fontan
1 rooms43 m²23
House for sale
State programs
Eligible for state programs, including yeOselia. Ask us for terms. More about state programs
130 000 $
1 193 $ / m²
Horikhova
Lymanskyi, Svitle
3 rooms2/2109 m²6 ares
No commission
33 348 $
840 $ / m²
RealPark, Ovidiopolska Road
Odesa, Khadzhybeiskyi, Cheremushky
1 rooms39.7 m²14
Apartment for sale
State programs
Eligible for state programs, including yeOselia. Ask us for terms. More about state programs
55 000 $
1 079 $ / m²
The Grand Park of Kotovskogo, Heroes of Odesa defense
Odesa, Peresypskyi, Kotovskoho
1 rooms6/1651 m²
No commission
55 868 $
955 $ / m²
59 Perlyna, Akademika Sakharova
Odesa, Peresypskyi, Kotovskoho
2 rooms58.5 m²
Apartment for sale
State programs
Eligible for state programs, including yeOselia. Ask us for terms. More about state programs
78 000 $
1 300 $ / m²
Odissei, Liustdorfska Road
Odesa, Kyivskyi, Tairova
1 rooms2/1660 m²
No commission
71 364 $
1 200 $ / m²
Odeski tradytsii, Akademika Vorobiova
Odesa, Peresypskyi, Slobidka
2 rooms59.5 m²16
Apartment for sale
State programs
Eligible for state programs, including yeOselia. Ask us for terms. More about state programs
31 500 $
716 $ / m²
Varnenska
Odesa, Khadzhybeiskyi, Cheriomushky
2 rooms5/544 m²
No commission
61 420 $
1 480 $ / m²
68 Perlyna, Krasnova
Odesa, Khadzhybeiskyi, Fontan
1 rooms41.5 m²23
Apartment for sale
State programs
Eligible for state programs, including yeOselia. Ask us for terms. More about state programs
45 500 $
1 059 $ / m²
Melodiia, Vladyslava Buvalkina
Odesa, Peresypskyi, Kotovskoho
1 rooms7/1643 m²
No commission
63 788 $
1 480 $ / m²
65 Perlyna, Krasnova
Odesa, Khadzhybeiskyi, Fontan
1 rooms43.1 m²24
Apartment for sale
State programs
Eligible for state programs, including yeOselia. Ask us for terms. More about state programs
40 000 $
976 $ / m²
Liustdorfska Road
Odesa, Khadzhybeiskyi, Cheriomushky
2 rooms2/541 m²
No commission
33 348 $
840 $ / m²
RealPark, Ovidiopolska Road
Odesa, Khadzhybeiskyi, Cheremushky
1 rooms39.7 m²13
Apartment for sale
State programs
Eligible for state programs, including yeOselia. Ask us for terms. More about state programs
45 000 $
1 185 $ / m²
Nebesnoi Sotni Avenue
Odesa, Kyivskyi, Tairova
1 rooms15/1638 m²
No commission
55 868 $
955 $ / m²
59 Perlyna, Akademika Sakharova
Odesa, Peresypskyi, Kotovskoho
2 rooms58.5 m²
Apartment for sale
State programs
Eligible for state programs, including yeOselia. Ask us for terms. More about state programs
80 000 $
1 334 $ / m²
Sadyba Rozumovskoho, Razumovska
Odesa, Khadzhybeiskyi, Moldavanka
2 rooms20/2060 m²
No commission
71 538 $
1 250 $ / m²
Odeski tradytsii, Akademika Vorobiova
Odesa, Peresypskyi, Slobidka
2 rooms57.2 m²14
Apartment for sale
State programs
Eligible for state programs, including yeOselia. Ask us for terms. More about state programs
145 000 $
3 153 $ / m²
44 Perlyna, Kamanina
Odesa, Prymorskyi, Fontan
1 rooms22/2246 m²
No commission
62 012 $
1 480 $ / m²
68 Perlyna, Krasnova
Odesa, Khadzhybeiskyi, Fontan
1 rooms41.9 m²22
No commission
63 936 $
1 480 $ / m²
65 Perlyna, Krasnova
Odesa, Khadzhybeiskyi, Fontan
1 rooms43.2 m²15
