State programsEOselia
eOselia: programme terms and the payment calculator
All Odesa listings eligible for eOselia: flats, houses and complexes, 3% and 7% terms, payment calculator.
- 3% or 7% a year
- down payment from 20%
- term up to 20 years
All Odesa listings in this selection: flats, houses and new builds together.
eOselia: state mortgage at 3% or 7% a year for the first ten years, then 6% or 10%. Term up to 20 years, down payment from 20% of the price. The bank checks the price per square metre: it cannot exceed twice the indicative housing cost in Odesa region. Only listings marked by an agent as eligible for state programs are shown here. More about the terms
Resale homes qualify too: the building is up to 3 years old, up to 20 years for IDPs and frontline communities. Flat area norm: 52.5 m² for one or two people, 73.5 m² for three, plus 21 m² for each next person, up to 115.5 m². Estimate the payment below and confirm the terms for your category with the bank.
eOselia calculator
Programme
The 3 per cent rate is for contract military, defenders, security forces and their families, and for doctors, teachers and researchers in the state and municipal sector. Everyone else, including displaced persons, gets 7 per cent.
Currency
Down payment
%
$
Term, years
Monthly payment0
Overpayment0
Total amount0
Loan amount0
Balance after down payment0
No interest; if the developer adds a markup, the payment will be higher.
Approximate, without bank insurance and fees.
Show flats within this paymentTerms as of 31.07.2026. Confirm the rate for your category in Diia when you apply.
Listings under eOselia
No commission
62 839 $
955 $ / m²
59 Perlyna, Akademika Sakharova
Odesa, Peresypskyi, Kotovskoho
2 rooms65.8 m²
Apartment for sale
State programs
Eligible for state programs, including yeOselia. Ask us for terms. More about state programs
59 000 $
1 844 $ / m²
Raiduzhna
Odesa, Khadzhybeiskyi, Dalni Mlyny
1 rooms2/232 m²
No commission
77 319 $
1 100 $ / m²
Odeski tradytsii, Akademika Vorobiova
Odesa, Peresypskyi, Slobidka
3 rooms70.3 m²1
Apartment for sale
State programs
Eligible for state programs, including yeOselia. Ask us for terms. More about state programs
16 000 $
534 $ / m²
Promyslova
Ovidiopolskyi, Velykodolynske
1 rooms1/530 m²
No commission
86 658 $
1 430 $ / m²
68 Perlyna, Krasnova
Odesa, Khadzhybeiskyi, Fontan
2 rooms60.6 m²19
Apartment for sale
State programs
Eligible for state programs, including yeOselia. Ask us for terms. More about state programs
19 000 $
613 $ / m²
Promyslova
Ovidiopolskyi, Velykodolynske
1 rooms5/531 m²
No commission
80 223 $
1 430 $ / m²
65 Perlyna, Krasnova
Odesa, Khadzhybeiskyi, Fontan
2 rooms56.1 m²24
Apartment for sale
State programs
Eligible for state programs, including yeOselia. Ask us for terms. More about state programs
55 000 $
983 $ / m²
RosenTal, Budivelna
Ovidiopolskyi, Lymanka
1 rooms3/756 m²
No commission
33 348 $
840 $ / m²
RealPark, Ovidiopolska Road
Odesa, Khadzhybeiskyi, Cheremushky
1 rooms39.7 m²4
Apartment for sale
State programs
Eligible for state programs, including yeOselia. Ask us for terms. More about state programs
53 900 $
1 172 $ / m²
Park Sovinion, Tramvaina
Ovidiopolskyi, Tairove, Zelenyi Hai
1 rooms6/646 m²
No commission
62 935 $
955 $ / m²
59 Perlyna, Akademika Sakharova
Odesa, Peresypskyi, Kotovskoho
2 rooms65.9 m²
Apartment for sale
State programs
Eligible for state programs, including yeOselia. Ask us for terms. More about state programs
45 000 $
1 000 $ / m²
Akademika Filatova
Odesa, Khadzhybeiskyi, Cheriomushky
2 rooms2/545 m²
No commission
77 319 $
1 100 $ / m²
Odeski tradytsii, Akademika Vorobiova
Odesa, Peresypskyi, Slobidka
3 rooms70.3 m²1
Apartment for sale
State programs
Eligible for state programs, including yeOselia. Ask us for terms. More about state programs
64 000 $
1 143 $ / m²
Akvarel 2, Perlynna
Odesa, Kyivskyi, Tairova
1 rooms19/1956 m²
No commission
86 801 $
1 430 $ / m²
68 Perlyna, Krasnova
Odesa, Khadzhybeiskyi, Fontan
2 rooms60.7 m²14
Apartment for sale
State programs
Eligible for state programs, including yeOselia. Ask us for terms. More about state programs
36 000 $
924 $ / m²
Nebesnoi Sotni Avenue
Odesa, Kyivskyi, Tairova
1 rooms9/939 m²
No commission
81 939 $
1 430 $ / m²
65 Perlyna, Krasnova
Odesa, Khadzhybeiskyi, Fontan
2 rooms57.3 m²24
Apartment for sale
State programs
Eligible for state programs, including yeOselia. Ask us for terms. More about state programs
37 837 $
971 $ / m²
Clubny 7, Balkivska
Odesa, Khadzhybeiskyi, Moldavanka
1 rooms5/1039 m²
No commission
33 348 $
840 $ / m²
RealPark, Ovidiopolska Road
Odesa, Khadzhybeiskyi, Cheremushky
1 rooms39.7 m²3
Apartment for sale
State programs
Eligible for state programs, including yeOselia. Ask us for terms. More about state programs
45 400 $
927 $ / m²
Ilfa i Petrova
Odesa, Kyivskyi, Tairova
2 rooms7/949 m²
No commission
62 935 $
955 $ / m²
59 Perlyna, Akademika Sakharova
Odesa, Peresypskyi, Kotovskoho
2 rooms65.9 m²
Apartment for sale
State programs
Eligible for state programs, including yeOselia. Ask us for terms. More about state programs
32 000 $
1 143 $ / m²
Sky City, Varnenska
Odesa, Khadzhybeiskyi, Cheriomushky
1 rooms24/2428 m²
No commission
77 361 $
1 180 $ / m²
Odeski tradytsii, Akademika Vorobiova
Odesa, Peresypskyi, Slobidka
2 rooms65.6 m²13
No commission
86 801 $
1 430 $ / m²
68 Perlyna, Krasnova
Odesa, Khadzhybeiskyi, Fontan
2 rooms60.7 m²22
