State programsEOselia
eOselia: programme terms and the payment calculator
All Odesa listings eligible for eOselia: flats, houses and complexes, 3% and 7% terms, payment calculator.
- 3% or 7% a year
- down payment from 20%
- term up to 20 years
All Odesa listings in this selection: flats, houses and new builds together.
eOselia: state mortgage at 3% or 7% a year for the first ten years, then 6% or 10%. Term up to 20 years, down payment from 20% of the price. The bank checks the price per square metre: it cannot exceed twice the indicative housing cost in Odesa region. Only listings marked by an agent as eligible for state programs are shown here. More about the terms
Resale homes qualify too: the building is up to 3 years old, up to 20 years for IDPs and frontline communities. Flat area norm: 52.5 m² for one or two people, 73.5 m² for three, plus 21 m² for each next person, up to 115.5 m². Estimate the payment below and confirm the terms for your category with the bank.
eOselia calculator
Programme
The 3 per cent rate is for contract military, defenders, security forces and their families, and for doctors, teachers and researchers in the state and municipal sector. Everyone else, including displaced persons, gets 7 per cent.
Currency
Down payment
%
$
Term, years
Monthly payment0
Overpayment0
Total amount0
Loan amount0
Balance after down payment0
No interest; if the developer adds a markup, the payment will be higher.
Approximate, without bank insurance and fees.
Show flats within this paymentTerms as of 31.07.2026. Confirm the rate for your category in Diia when you apply.
Listings under eOselia
No commission
41 543 $
955 $ / m²
59 Perlyna, Akademika Sakharova
Odesa, Peresypskyi, Kotovskoho
1 rooms43.5 m²
House for sale
State programs
Eligible for state programs, including yeOselia. Ask us for terms. More about state programs
95 000 $
950 $ / m²
Preobrazhenska
Biliaivskyi, Nerubaiske
3 rooms1/1100 m²25 ares
No commission
63 217 $
1 100 $ / m²
Odeski tradytsii, Akademika Vorobiova
Odesa, Peresypskyi, Slobidka
2 rooms57.5 m²17
Apartment for sale
State programs
Eligible for state programs, including yeOselia. Ask us for terms. More about state programs
65 000 $
1 667 $ / m²
Manhattan, Akademika Filatova
Odesa, Khadzhybeiskyi, Cheriomushky
1 rooms20/2439 m²
No commission
60 236 $
1 480 $ / m²
68 Perlyna, Krasnova
Odesa, Khadzhybeiskyi, Fontan
1 rooms40.7 m²24
Apartment for sale
State programs
Eligible for state programs, including yeOselia. Ask us for terms. More about state programs
76 000 $
2 055 $ / m²
Prostir na Nedelina, Nedelina
Odesa, Kyivskyi, Chubaivka
1 rooms5/737 m²
No commission
62 900 $
1 480 $ / m²
65 Perlyna, Krasnova
Odesa, Khadzhybeiskyi, Fontan
1 rooms42.5 m²22
Apartment for sale
State programs
Eligible for state programs, including yeOselia. Ask us for terms. More about state programs
75 240 $
1 792 $ / m²
63 Perlyna, Krasnova
Odesa, Khadzhybeiskyi, Fontan
1 rooms23/2442 m²
No commission
33 065 $
850 $ / m²
RealPark, Ovidiopolska Road
Odesa, Khadzhybeiskyi, Cheremushky
1 rooms38.9 m²4
House for sale
State programs
Eligible for state programs, including yeOselia. Ask us for terms. More about state programs
110 000 $
1 171 $ / m²
Khadzhybeiska
Biliaivskyi, Nerubaiske
3 rooms94 m²5 ares
No commission
41 543 $
955 $ / m²
59 Perlyna, Akademika Sakharova
Odesa, Peresypskyi, Kotovskoho
1 rooms43.5 m²
Apartment for sale
State programs
Eligible for state programs, including yeOselia. Ask us for terms. More about state programs
55 000 $
1 000 $ / m²
Pivdenna
Odesa, Khadzhybeiskyi, Moldavanka
2 rooms2/255 m²
No commission
65 494 $
1 100 $ / m²
Odeski tradytsii, Akademika Vorobiova
Odesa, Peresypskyi, Slobidka
2 rooms59.5 m²17
Apartment for sale
State programs
Eligible for state programs, including yeOselia. Ask us for terms. More about state programs
49 000 $
743 $ / m²
40 rokiv Peremohy
Ovidiopolskyi, Tairove
3 rooms2/466 m²
No commission
60 384 $
1 480 $ / m²
68 Perlyna, Krasnova
Odesa, Khadzhybeiskyi, Fontan
1 rooms40.8 m²23
Apartment for sale
State programs
Eligible for state programs, including yeOselia. Ask us for terms. More about state programs
36 000 $
838 $ / m²
Akademika Korolova
Odesa, Kyivskyi, Tairova
1 rooms10/1643 m²
No commission
63 048 $
1 480 $ / m²
65 Perlyna, Krasnova
Odesa, Khadzhybeiskyi, Fontan
1 rooms42.6 m²23
Apartment for sale
State programs
Eligible for state programs, including yeOselia. Ask us for terms. More about state programs
85 000 $
740 $ / m²
Malanova Lane
Odesa, Prymorskyi, City centre
4 rooms2/2115 m²
No commission
33 065 $
850 $ / m²
RealPark, Ovidiopolska Road
Odesa, Khadzhybeiskyi, Cheremushky
1 rooms38.9 m²3
Apartment for sale
State programs
Eligible for state programs, including yeOselia. Ask us for terms. More about state programs
57 000 $
983 $ / m²
Nizhynska
Odesa, Prymorskyi, City centre
3 rooms5/558 m²
No commission
44 121 $
955 $ / m²
59 Perlyna, Akademika Sakharova
Odesa, Peresypskyi, Kotovskoho
1 rooms46.2 m²
Apartment for sale
State programs
Eligible for state programs, including yeOselia. Ask us for terms. More about state programs
37 000 $
1 058 $ / m²
Bolharska
Odesa, Khadzhybeiskyi, Moldavanka
1 rooms1/135 m²
No commission
65 494 $
1 100 $ / m²
Odeski tradytsii, Akademika Vorobiova
Odesa, Peresypskyi, Slobidka
2 rooms59.5 m²17
No commission
61 124 $
1 480 $ / m²
68 Perlyna, Krasnova
Odesa, Khadzhybeiskyi, Fontan
1 rooms41.3 m²14
