New builds in Odesa on developer instalments
Residential complexes here: choose a complex and see its flats.
Developer instalments: you buy a new-build flat in parts directly from the developer, with no bank and no credit check. Usually it is a down payment and equal payments until the building is completed. Each developer has its own terms: down payment, term and a possible markup. More about the terms
Estimate the monthly payment below; the agent will tell you the exact terms for a specific complex.
Instalment calculator
The 3 per cent rate is for contract military, defenders, security forces and their families, and for doctors, teachers and researchers in the state and municipal sector. Everyone else, including displaced persons, gets 7 per cent.
No interest; if the developer adds a markup, the payment will be higher.
Approximate, without bank insurance and fees.
Show flats within this paymentTerms as of 31.07.2026. Confirm the rate for your category in Diia when you apply.
PlatinumBud
Danlin
KONA
STIKON
Perfect Group
Stroyconsulting
Kadorr Group
Odecom Development
Prostir
Heritage
Budova
SMU-1
ZEZMAN
ZEZMAN
ZEZMAN
Hefest
Hefest
Budova
Privilege
Prostir
Graf Development
Odecom Development
INGRAD Development Group
Real estate agency
You choose a queue, not a complex
Instalment terms come from the specific building rather than the name on the hoarding. Within one complex the first queue is finished and no longer offers instalments, while the third has just left the foundation pit and carries the longest schedule. So the comparison belongs between buildings: the stage, the completion date in the documents, and how many apartments in that queue remain unsold. A new build metre costs 1 450 $.
Why an early stage brings a longer schedule
Because at an early stage the developer needs your money, and in a finished building it no longer does. The relationship is direct and cuts both ways: a longer schedule means a greater risk of the build stalling, while a short schedule means little risk and little instalment. The middle ground most buyers choose is a building at the slab stage with a schedule running to the completion date.
What to examine in the queue rather than the complex
The permit for this queue specifically, not the previous one: a complex can be under construction for years while the new queue still lacks papers. The completion date in the documents, because advertising states a more optimistic one. The pace of work on site: a floor a month is normal, a two month pause is a question. And how many queues this developer has already delivered, because that is the only thing that speaks about them without words.
The schedule and the price in the contract
The first payment, the frequency, the date of full settlement. The key item is not the size of the payment but whether the price is fixed or open to revision: a link to the exchange rate or an index means the final sum is still unknown to you. Second comes the consequence of a late payment, because the apartment is not yours until the last one. We read both clauses before signing.
Where we come in
We assemble a list of queues rather than complexes, covering those where instalments genuinely exist this week, on the terms of the day you ask. We check the developer and the queue documents, read the contract, and negotiate the schedule: with instalments the schedule and the first payment move more readily than the price per metre.
A schedule calculator per queue
The calculator on this page handles instalments without interest: the sum, the payment and the months. In a new build it is worth running per queue, because the schedule ends at the completion date: the earlier the stage, the more months and the smaller the payment. Comparing two queues takes a minute and shows what a price list does not.
For you
How we will help you
- Search by budget and districtWe send options that are actually on sale today.
- Viewings with an agentThe agent goes with you and shows the property on site.
- Document checks and support to registrationWe take the deal from the deposit to the notary and registration of title.
- Valuation and sale of your propertyWe suggest a price based on similar listings and handle the viewings.
FAQ
Frequently asked questions
Which Odesa new builds offer instalments
Most complexes under construction do, but the terms differ by queue and change over time. We assemble the list of queues with live instalment offers on the day you ask rather than from price lists.
Which stage should I buy at
The earlier the stage, the longer the schedule and the greater the risk of a stalled build. The common compromise is a building at the slab stage with a schedule running to completion.
Can instalments apply to an apartment in a finished building
Sometimes, but the schedule will be short: apartments in a completed building sell without instalments, so a long term brings the developer nothing.
What to check before signing
The permit for this particular queue, the completion date in the documents, the pace of work, the queues the developer has delivered, and in the contract the clauses on price revision, late payment and termination.
When is ownership registered
After the full payment and the commissioning of the building. Until then the buyer holds a contract and a schedule rather than an apartment.
How do I work out instalments for a specific building
Enter the price, the first payment and the number of months to that queue completion date. There is no interest field. If the developer keeps the right to revise the price, treat the result as the floor.