State programsEOselia
eOselia: programme terms and the payment calculator
All Odesa listings eligible for eOselia: flats, houses and complexes, 3% and 7% terms, payment calculator.
- 3% or 7% a year
- down payment from 20%
- term up to 20 years
All Odesa listings in this selection: flats, houses and new builds together.
eOselia: state mortgage at 3% or 7% a year for the first ten years, then 6% or 10%. Term up to 20 years, down payment from 20% of the price. The bank checks the price per square metre: it cannot exceed twice the indicative housing cost in Odesa region. Only listings marked by an agent as eligible for state programs are shown here. More about the terms
Resale homes qualify too: the building is up to 3 years old, up to 20 years for IDPs and frontline communities. Flat area norm: 52.5 m² for one or two people, 73.5 m² for three, plus 21 m² for each next person, up to 115.5 m². Estimate the payment below and confirm the terms for your category with the bank.
eOselia calculator
Programme
The 3 per cent rate is for contract military, defenders, security forces and their families, and for doctors, teachers and researchers in the state and municipal sector. Everyone else, including displaced persons, gets 7 per cent.
Currency
Down payment
%
$
Term, years
Monthly payment0
Overpayment0
Total amount0
Loan amount0
Balance after down payment0
No interest; if the developer adds a markup, the payment will be higher.
Approximate, without bank insurance and fees.
Show flats within this paymentTerms as of 31.07.2026. Confirm the rate for your category in Diia when you apply.
Listings under eOselia
No commission
86 372 $
1 430 $ / m²
63 Perlyna, Krasnova
Odesa, Khadzhybeiskyi, Fontan
2 rooms60.4 m²22
Apartment for sale
State programs
Eligible for state programs, including yeOselia. Ask us for terms. More about state programs
82 000 $
1 206 $ / m²
Vladyslava Buvalkina
Odesa, Peresypskyi, Kotovskoho
3 rooms4/668 m²
No commission
34 696 $
805 $ / m²
RealPark, Ovidiopolska Road
Odesa, Khadzhybeiskyi, Cheremushky
1 rooms43.1 m²16
Apartment for sale
State programs
Eligible for state programs, including yeOselia. Ask us for terms. More about state programs
105 000 $
633 $ / m²
The Acapulco, Pedagogichna
Odesa, Prymorskyi, Fontan
3 rooms7/16166 m²
No commission
67 362 $
1 030 $ / m²
Prokhorivskyi kvartal, Prokhorovska
Odesa, Khadzhybeiskyi, Moldavanka
2 rooms65.4 m²16
Apartment for sale
State programs
Eligible for state programs, including yeOselia. Ask us for terms. More about state programs
43 000 $
717 $ / m²
Odeskyi Dvir, Henerala Tsvietaieva
Odesa, Khadzhybeiskyi, Moldavanka
2 rooms5/1160 m²
No commission
87 147 $
2 070 $ / m²
63 Perlyna, Krasnova
Odesa, Khadzhybeiskyi, Fontan
1 rooms42.1 m²22
House for sale
State programs
Eligible for state programs, including yeOselia. Ask us for terms. More about state programs
81 000 $
540 $ / m²
Uralska
Lymanskyi, Svitle
3 rooms150 m²7 ares
No commission
34 696 $
805 $ / m²
RealPark, Ovidiopolska Road
Odesa, Khadzhybeiskyi, Cheremushky
1 rooms43.1 m²15
No commission
67 362 $
1 030 $ / m²
Prokhorivskyi kvartal, Prokhorovska
Odesa, Khadzhybeiskyi, Moldavanka
2 rooms65.4 m²15
No commission
87 765 $
1 500 $ / m²
63 Perlyna, Krasnova
Odesa, Khadzhybeiskyi, Fontan
2 rooms58.5 m²18
No commission
34 696 $
805 $ / m²
RealPark, Ovidiopolska Road
Odesa, Khadzhybeiskyi, Cheremushky
1 rooms43.1 m²14
No commission
73 332 $
970 $ / m²
Prokhorivskyi kvartal, Prokhorovska
Odesa, Khadzhybeiskyi, Moldavanka
2 rooms75.6 m²9
No commission
87 780 $
1 500 $ / m²
63 Perlyna, Krasnova
Odesa, Khadzhybeiskyi, Fontan
2 rooms58.5 m²19
No commission
34 696 $
805 $ / m²
RealPark, Ovidiopolska Road
Odesa, Khadzhybeiskyi, Cheremushky
1 rooms43.1 m²13
No commission
75 604 $
820 $ / m²
Prokhorivskyi kvartal, Prokhorovska
Odesa, Khadzhybeiskyi, Moldavanka
3 rooms92.2 m²16
No commission
87 885 $
1 500 $ / m²
63 Perlyna, Krasnova
Odesa, Khadzhybeiskyi, Fontan
2 rooms58.6 m²17
No commission
34 696 $
805 $ / m²
RealPark, Ovidiopolska Road
Odesa, Khadzhybeiskyi, Cheremushky
1 rooms43.1 m²12
No commission
75 604 $
820 $ / m²
Prokhorivskyi kvartal, Prokhorovska
Odesa, Khadzhybeiskyi, Moldavanka
3 rooms92.2 m²15
No commission
87 924 $
1 700 $ / m²
63 Perlyna, Krasnova
Odesa, Khadzhybeiskyi, Fontan
2 rooms51.7 m²3
No commission
34 696 $
805 $ / m²
RealPark, Ovidiopolska Road
Odesa, Khadzhybeiskyi, Cheremushky
1 rooms43.1 m²11
No commission
75 604 $
820 $ / m²
Prokhorivskyi kvartal, Prokhorovska
Odesa, Khadzhybeiskyi, Moldavanka
3 rooms92.2 m²14
No commission
88 080 $
1 500 $ / m²
63 Perlyna, Krasnova
Odesa, Khadzhybeiskyi, Fontan
2 rooms58.7 m²16
No commission
34 696 $
805 $ / m²
RealPark, Ovidiopolska Road
Odesa, Khadzhybeiskyi, Cheremushky
1 rooms43.1 m²10
