State programsEOselia
eOselia: programme terms and the payment calculator
All Odesa listings eligible for eOselia: flats, houses and complexes, 3% and 7% terms, payment calculator.
- 3% or 7% a year
- down payment from 20%
- term up to 20 years
All Odesa listings in this selection: flats, houses and new builds together.
eOselia: state mortgage at 3% or 7% a year for the first ten years, then 6% or 10%. Term up to 20 years, down payment from 20% of the price. The bank checks the price per square metre: it cannot exceed twice the indicative housing cost in Odesa region. Only listings marked by an agent as eligible for state programs are shown here. More about the terms
Resale homes qualify too: the building is up to 3 years old, up to 20 years for IDPs and frontline communities. Flat area norm: 52.5 m² for one or two people, 73.5 m² for three, plus 21 m² for each next person, up to 115.5 m². Estimate the payment below and confirm the terms for your category with the bank.
eOselia calculator
Programme
The 3 per cent rate is for contract military, defenders, security forces and their families, and for doctors, teachers and researchers in the state and municipal sector. Everyone else, including displaced persons, gets 7 per cent.
Currency
Down payment
%
$
Term, years
Monthly payment0
Overpayment0
Total amount0
Loan amount0
Balance after down payment0
No interest; if the developer adds a markup, the payment will be higher.
Approximate, without bank insurance and fees.
Show flats within this paymentTerms as of 31.07.2026. Confirm the rate for your category in Diia when you apply.
Listings under eOselia
No commission
51 813 $
1 010 $ / m²
Prokhorivskyi kvartal, Prokhorovska
Odesa, Khadzhybeiskyi, Moldavanka
1 rooms51.3 m²9
Apartment for sale
State programs
Eligible for state programs, including yeOselia. Ask us for terms. More about state programs
103 000 $
818 $ / m²
Pushkinska
Odesa, Prymorskyi, City centre
3 rooms1/4126 m²
No commission
74 925 $
1 500 $ / m²
63 Perlyna, Krasnova
Odesa, Khadzhybeiskyi, Fontan
2 rooms50 m²14
House for sale
State programs
Eligible for state programs, including yeOselia. Ask us for terms. More about state programs
130 000 $
897 $ / m²
Hertsena Lane
Odesa, Khadzhybeiskyi, Cheriomushky
5 rooms145 m²2 ares
No commission
34 272 $
840 $ / m²
RealPark, Ovidiopolska Road
Odesa, Khadzhybeiskyi, Cheremushky
1 rooms40.8 m²11
Apartment for sale
State programs
Eligible for state programs, including yeOselia. Ask us for terms. More about state programs
40 000 $
1 143 $ / m²
Inhlezy
Odesa, Kyivskyi, Tairova
1 rooms1/935 m²
No commission
52 621 $
1 010 $ / m²
Prokhorivskyi kvartal, Prokhorovska
Odesa, Khadzhybeiskyi, Moldavanka
1 rooms52.1 m²2
Apartment for sale
State programs
Eligible for state programs, including yeOselia. Ask us for terms. More about state programs
88 550 $
2 109 $ / m²
66 Perlyna, Krasnova
Odesa, Khadzhybeiskyi, Fontan
2 rooms17/2442 m²
No commission
75 285 $
1 500 $ / m²
63 Perlyna, Krasnova
Odesa, Khadzhybeiskyi, Fontan
2 rooms50.2 m²7
No commission
34 272 $
840 $ / m²
RealPark, Ovidiopolska Road
Odesa, Khadzhybeiskyi, Cheremushky
1 rooms40.8 m²10
No commission
55 014 $
1 060 $ / m²
Prokhorivskyi kvartal, Prokhorovska
Odesa, Khadzhybeiskyi, Moldavanka
1 rooms51.9 m²9
No commission
75 450 $
1 500 $ / m²
63 Perlyna, Krasnova
Odesa, Khadzhybeiskyi, Fontan
2 rooms50.3 m²6
No commission
34 272 $
840 $ / m²
RealPark, Ovidiopolska Road
Odesa, Khadzhybeiskyi, Cheremushky
1 rooms40.8 m²10
No commission
59 432 $
920 $ / m²
Prokhorivskyi kvartal, Prokhorovska
Odesa, Khadzhybeiskyi, Moldavanka
2 rooms64.6 m²2
No commission
75 495 $
1 500 $ / m²
63 Perlyna, Krasnova
Odesa, Khadzhybeiskyi, Fontan
2 rooms50.3 m²5
No commission
34 272 $
840 $ / m²
RealPark, Ovidiopolska Road
Odesa, Khadzhybeiskyi, Cheremushky
1 rooms40.8 m²9
No commission
61 476 $
940 $ / m²
Prokhorivskyi kvartal, Prokhorovska
Odesa, Khadzhybeiskyi, Moldavanka
2 rooms65.4 m²5
No commission
77 220 $
1 500 $ / m²
63 Perlyna, Krasnova
Odesa, Khadzhybeiskyi, Fontan
2 rooms51.5 m²4
No commission
34 272 $
840 $ / m²
RealPark, Ovidiopolska Road
Odesa, Khadzhybeiskyi, Cheremushky
1 rooms40.8 m²9
No commission
61 476 $
940 $ / m²
Prokhorivskyi kvartal, Prokhorovska
Odesa, Khadzhybeiskyi, Moldavanka
2 rooms65.4 m²3
No commission
78 090 $
1 500 $ / m²
63 Perlyna, Krasnova
Odesa, Khadzhybeiskyi, Fontan
2 rooms52.1 m²18
No commission
34 272 $
840 $ / m²
RealPark, Ovidiopolska Road
Odesa, Khadzhybeiskyi, Cheremushky
1 rooms40.8 m²8
No commission
63 080 $
950 $ / m²
Prokhorivskyi kvartal, Prokhorovska
Odesa, Khadzhybeiskyi, Moldavanka
2 rooms66.4 m²2
No commission
78 090 $
1 500 $ / m²
63 Perlyna, Krasnova
Odesa, Khadzhybeiskyi, Fontan
2 rooms52.1 m²20
