State programsEOselia
eOselia: programme terms and the payment calculator
All Odesa listings eligible for eOselia: flats, houses and complexes, 3% and 7% terms, payment calculator.
- 3% or 7% a year
- down payment from 20%
- term up to 20 years
All Odesa listings in this selection: flats, houses and new builds together.
eOselia: state mortgage at 3% or 7% a year for the first ten years, then 6% or 10%. Term up to 20 years, down payment from 20% of the price. The bank checks the price per square metre: it cannot exceed twice the indicative housing cost in Odesa region. Only listings marked by an agent as eligible for state programs are shown here. More about the terms
Resale homes qualify too: the building is up to 3 years old, up to 20 years for IDPs and frontline communities. Flat area norm: 52.5 m² for one or two people, 73.5 m² for three, plus 21 m² for each next person, up to 115.5 m². Estimate the payment below and confirm the terms for your category with the bank.
eOselia calculator
Programme
The 3 per cent rate is for contract military, defenders, security forces and their families, and for doctors, teachers and researchers in the state and municipal sector. Everyone else, including displaced persons, gets 7 per cent.
Currency
Down payment
%
$
Term, years
Monthly payment0
Overpayment0
Total amount0
Loan amount0
Balance after down payment0
No interest; if the developer adds a markup, the payment will be higher.
Approximate, without bank insurance and fees.
Show flats within this paymentTerms as of 31.07.2026. Confirm the rate for your category in Diia when you apply.
Listings under eOselia
No commission
88 946 $
1 430 $ / m²
68 Perlyna, Krasnova
Odesa, Khadzhybeiskyi, Fontan
2 rooms62.2 m²24
Apartment for sale
State programs
Eligible for state programs, including yeOselia. Ask us for terms. More about state programs
70 000 $
1 297 $ / m²
Klimovsky Dom, Mala Arnautska
Odesa, Prymorskyi, City centre
2 rooms12/1654 m²
No commission
84 656 $
1 430 $ / m²
65 Perlyna, Krasnova
Odesa, Khadzhybeiskyi, Fontan
2 rooms59.2 m²18
House for sale
State programs
Eligible for state programs, including yeOselia. Ask us for terms. More about state programs
22 000 $
367 $ / m²
Vynohradna
Ovidiopolskyi, Hrybivka
3 rooms60 m²10 ares
No commission
33 547 $
845 $ / m²
RealPark, Ovidiopolska Road
Odesa, Khadzhybeiskyi, Cheremushky
1 rooms39.7 m²8
Apartment for sale
State programs
Eligible for state programs, including yeOselia. Ask us for terms. More about state programs
58 000 $
853 $ / m²
Fontan, Makarenka
Odesa, Kyivskyi, Fontan
1 rooms5/2168 m²
No commission
97 750 $
1 150 $ / m²
Odeski tradytsii, Akademika Vorobiova
Odesa, Peresypskyi, Slobidka
3 rooms85 m²9
House for sale
State programs
Eligible for state programs, including yeOselia. Ask us for terms. More about state programs
220 000 $
1 834 $ / m²
Dmytrivska
Odesa, Kyivskyi, Fontan
4 rooms1/2120 m²1.5 ares
No commission
89 089 $
1 430 $ / m²
68 Perlyna, Krasnova
Odesa, Khadzhybeiskyi, Fontan
2 rooms62.3 m²21
Apartment for sale
State programs
Eligible for state programs, including yeOselia. Ask us for terms. More about state programs
75 000 $
1 137 $ / m²
Henerala Petrova
Odesa, Khadzhybeiskyi, Cheriomushky
2 rooms10/1066 m²
No commission
84 656 $
1 430 $ / m²
65 Perlyna, Krasnova
Odesa, Khadzhybeiskyi, Fontan
2 rooms59.2 m²22
Apartment for sale
State programs
Eligible for state programs, including yeOselia. Ask us for terms. More about state programs
155 000 $
1 477 $ / m²
Favoryt, Artyleriiska
Odesa, Prymorskyi, Fontan
3 rooms15/18105 m²
No commission
33 547 $
845 $ / m²
RealPark, Ovidiopolska Road
Odesa, Khadzhybeiskyi, Cheremushky
1 rooms39.7 m²2
House for sale
State programs
Eligible for state programs, including yeOselia. Ask us for terms. More about state programs
105 000 $
438 $ / m²
Zahorodniuka
Ovidiopolskyi, Velykodolynske
6 rooms240 m²9 ares
No commission
102 000 $
1 200 $ / m²
Odeski tradytsii, Akademika Vorobiova
Odesa, Peresypskyi, Slobidka
3 rooms85 m²8
House for sale
State programs
Eligible for state programs, including yeOselia. Ask us for terms. More about state programs
60 000 $
400 $ / m²
Novoseliv
Ovidiopolskyi, Nova Dolyna
5 rooms150 m²22 ares
No commission
89 232 $
1 430 $ / m²
68 Perlyna, Krasnova
Odesa, Khadzhybeiskyi, Fontan
2 rooms62.4 m²18
Apartment for sale
State programs
Eligible for state programs, including yeOselia. Ask us for terms. More about state programs
62 000 $
766 $ / m²
Holovkivska
Odesa, Khadzhybeiskyi, Moldavanka
4 rooms1/181 m²
No commission
84 799 $
1 430 $ / m²
65 Perlyna, Krasnova
Odesa, Khadzhybeiskyi, Fontan
2 rooms59.3 m²19
Apartment for sale
State programs
Eligible for state programs, including yeOselia. Ask us for terms. More about state programs
33 000 $
1 100 $ / m²
Kovalska
Odesa, Prymorskyi, City centre
1 rooms4/430 m²
No commission
34 272 $
840 $ / m²
RealPark, Ovidiopolska Road
Odesa, Khadzhybeiskyi, Cheremushky
1 rooms40.8 m²16
Apartment for sale
State programs
Eligible for state programs, including yeOselia. Ask us for terms. More about state programs
36 000 $
1 800 $ / m²
Prostir na Donskoho, Dmytrivska
Odesa, Kyivskyi, Tairova
1 rooms2/820 m²
No commission
89 232 $
1 430 $ / m²
68 Perlyna, Krasnova
Odesa, Khadzhybeiskyi, Fontan
2 rooms62.4 m²21
No commission
85 228 $
1 430 $ / m²
65 Perlyna, Krasnova
Odesa, Khadzhybeiskyi, Fontan
2 rooms59.6 m²12
