State programsEOselia
eOselia: programme terms and the payment calculator
All Odesa listings eligible for eOselia: flats, houses and complexes, 3% and 7% terms, payment calculator.
- 3% or 7% a year
- down payment from 20%
- term up to 20 years
All Odesa listings in this selection: flats, houses and new builds together.
eOselia: state mortgage at 3% or 7% a year for the first ten years, then 6% or 10%. Term up to 20 years, down payment from 20% of the price. The bank checks the price per square metre: it cannot exceed twice the indicative housing cost in Odesa region. Only listings marked by an agent as eligible for state programs are shown here. More about the terms
Resale homes qualify too: the building is up to 3 years old, up to 20 years for IDPs and frontline communities. Flat area norm: 52.5 m² for one or two people, 73.5 m² for three, plus 21 m² for each next person, up to 115.5 m². Estimate the payment below and confirm the terms for your category with the bank.
eOselia calculator
Programme
The 3 per cent rate is for contract military, defenders, security forces and their families, and for doctors, teachers and researchers in the state and municipal sector. Everyone else, including displaced persons, gets 7 per cent.
Currency
Down payment
%
$
Term, years
Monthly payment0
Overpayment0
Total amount0
Loan amount0
Balance after down payment0
No interest; if the developer adds a markup, the payment will be higher.
Approximate, without bank insurance and fees.
Show flats within this paymentTerms as of 31.07.2026. Confirm the rate for your category in Diia when you apply.
Listings under eOselia
No commission
38 279 $
845 $ / m²
RealPark, Ovidiopolska Road
Odesa, Khadzhybeiskyi, Cheremushky
2 rooms45.3 m²14
Apartment for sale
State programs
Eligible for state programs, including yeOselia. Ask us for terms. More about state programs
153 800 $
1 293 $ / m²
2 Perlyna, Haharinske Plateau
Odesa, Prymorskyi, Arkadia
3 rooms7/21119 m²
No commission
100 100 $
1 430 $ / m²
68 Perlyna, Krasnova
Odesa, Khadzhybeiskyi, Fontan
2 rooms70 m²19
Apartment for sale
State programs
Eligible for state programs, including yeOselia. Ask us for terms. More about state programs
50 000 $
1 429 $ / m²
ARTVILLE, Spreisa
Ovidiopolskyi, Avanhard
1 rooms10/1135 m²
No commission
98 956 $
1 430 $ / m²
65 Perlyna, Krasnova
Odesa, Khadzhybeiskyi, Fontan
2 rooms69.2 m²18
Apartment for sale
State programs
Eligible for state programs, including yeOselia. Ask us for terms. More about state programs
165 000 $
1 435 $ / m²
Tairivski sady, Sportyvna
Odesa, Kyivskyi, Tairova
2 rooms15/15115 m²
No commission
38 279 $
845 $ / m²
RealPark, Ovidiopolska Road
Odesa, Khadzhybeiskyi, Cheremushky
2 rooms45.3 m²13
Apartment for sale
State programs
Eligible for state programs, including yeOselia. Ask us for terms. More about state programs
46 000 $
1 122 $ / m²
Prokhorivskyi kvartal, Prokhorovska
Odesa, Khadzhybeiskyi, Moldavanka
1 rooms7/1641 m²
No commission
100 100 $
1 430 $ / m²
68 Perlyna, Krasnova
Odesa, Khadzhybeiskyi, Fontan
2 rooms70 m²20
Apartment for sale
State programs
Eligible for state programs, including yeOselia. Ask us for terms. More about state programs
89 900 $
769 $ / m²
The residential complex at 32 Akademika Glushko Avenue, Akademika Hlushka Avenue
Odesa, Kyivskyi, Tairova
3 rooms23/24117 m²
No commission
38 279 $
845 $ / m²
RealPark, Ovidiopolska Road
Odesa, Khadzhybeiskyi, Cheremushky
2 rooms45.3 m²12
Apartment for sale
State programs
Eligible for state programs, including yeOselia. Ask us for terms. More about state programs
110 000 $
1 280 $ / m²
Dmytrivskyi, Liustdorfska Road
Odesa, Kyivskyi, Tairova
3 rooms17/2486 m²
No commission
100 386 $
1 430 $ / m²
68 Perlyna, Krasnova
Odesa, Khadzhybeiskyi, Fontan
2 rooms70.2 m²12
No commission
38 279 $
845 $ / m²
RealPark, Ovidiopolska Road
Odesa, Khadzhybeiskyi, Cheremushky
2 rooms45.3 m²11
No commission
100 386 $
1 430 $ / m²
68 Perlyna, Krasnova
Odesa, Khadzhybeiskyi, Fontan
2 rooms70.2 m²14
No commission
38 279 $
845 $ / m²
RealPark, Ovidiopolska Road
Odesa, Khadzhybeiskyi, Cheremushky
2 rooms45.3 m²10
No commission
38 279 $
845 $ / m²
RealPark, Ovidiopolska Road
Odesa, Khadzhybeiskyi, Cheremushky
2 rooms45.3 m²9
No commission
38 279 $
845 $ / m²
RealPark, Ovidiopolska Road
Odesa, Khadzhybeiskyi, Cheremushky
2 rooms45.3 m²8
No commission
38 279 $
845 $ / m²
RealPark, Ovidiopolska Road
Odesa, Khadzhybeiskyi, Cheremushky
2 rooms45.3 m²6
No commission
38 279 $
845 $ / m²
RealPark, Ovidiopolska Road
Odesa, Khadzhybeiskyi, Cheremushky
2 rooms45.3 m²4
No commission
38 279 $
845 $ / m²
RealPark, Ovidiopolska Road
Odesa, Khadzhybeiskyi, Cheremushky
2 rooms45.3 m²2
No commission
50 666 $
770 $ / m²
RealPark, Ovidiopolska Road
Odesa, Khadzhybeiskyi, Cheremushky
2 rooms65.8 m²16
No commission
50 666 $
770 $ / m²
RealPark, Ovidiopolska Road
Odesa, Khadzhybeiskyi, Cheremushky
2 rooms65.8 m²15
No commission
50 666 $
770 $ / m²
RealPark, Ovidiopolska Road
Odesa, Khadzhybeiskyi, Cheremushky
2 rooms65.8 m²14
