State programsEOselia
eOselia: programme terms and the payment calculator
All Odesa listings eligible for eOselia: flats, houses and complexes, 3% and 7% terms, payment calculator.
- 3% or 7% a year
- down payment from 20%
- term up to 20 years
All Odesa listings in this selection: flats, houses and new builds together.
eOselia: state mortgage at 3% or 7% a year for the first ten years, then 6% or 10%. Term up to 20 years, down payment from 20% of the price. The bank checks the price per square metre: it cannot exceed twice the indicative housing cost in Odesa region. Only listings marked by an agent as eligible for state programs are shown here. More about the terms
Resale homes qualify too: the building is up to 3 years old, up to 20 years for IDPs and frontline communities. Flat area norm: 52.5 m² for one or two people, 73.5 m² for three, plus 21 m² for each next person, up to 115.5 m². Estimate the payment below and confirm the terms for your category with the bank.
eOselia calculator
Programme
The 3 per cent rate is for contract military, defenders, security forces and their families, and for doctors, teachers and researchers in the state and municipal sector. Everyone else, including displaced persons, gets 7 per cent.
Currency
Down payment
%
$
Term, years
Monthly payment0
Overpayment0
Total amount0
Loan amount0
Balance after down payment0
No interest; if the developer adds a markup, the payment will be higher.
Approximate, without bank insurance and fees.
Show flats within this paymentTerms as of 31.07.2026. Confirm the rate for your category in Diia when you apply.
Listings under eOselia
Apartment for sale
State programs
Eligible for state programs, including yeOselia. Ask us for terms. More about state programs
40 000 $
1 143 $ / m²
Inhlezy
Odesa, Kyivskyi, Tairova
1 rooms1/935 m²
House for sale
State programs
Eligible for state programs, including yeOselia. Ask us for terms. More about state programs
22 000 $
367 $ / m²
Vynohradna
Ovidiopolskyi, Hrybivka
3 rooms60 m²10 ares
House for sale
State programs
Eligible for state programs, including yeOselia. Ask us for terms. More about state programs
220 000 $
1 834 $ / m²
Dmytrivska
Odesa, Kyivskyi, Fontan
4 rooms1/2120 m²1.5 ares
Apartment for sale
State programs
Eligible for state programs, including yeOselia. Ask us for terms. More about state programs
75 000 $
1 137 $ / m²
Henerala Petrova
Odesa, Khadzhybeiskyi, Cheriomushky
2 rooms10/1066 m²
House for sale
State programs
Eligible for state programs, including yeOselia. Ask us for terms. More about state programs
105 000 $
438 $ / m²
Zahorodniuka
Ovidiopolskyi, Velykodolynske
6 rooms240 m²9 ares
House for sale
State programs
Eligible for state programs, including yeOselia. Ask us for terms. More about state programs
60 000 $
400 $ / m²
Novoseliv
Ovidiopolskyi, Nova Dolyna
5 rooms150 m²22 ares
Apartment for sale
State programs
Eligible for state programs, including yeOselia. Ask us for terms. More about state programs
62 000 $
766 $ / m²
Holovkivska
Odesa, Khadzhybeiskyi, Moldavanka
4 rooms1/181 m²
Apartment for sale
State programs
Eligible for state programs, including yeOselia. Ask us for terms. More about state programs
33 000 $
1 100 $ / m²
Kovalska
Odesa, Prymorskyi, City centre
1 rooms4/430 m²
Apartment for sale
State programs
Eligible for state programs, including yeOselia. Ask us for terms. More about state programs
50 000 $
981 $ / m²
Serhiia Yadova
Odesa, Peresypskyi, Slobidka
2 rooms10/1051 m²
House for sale
State programs
Eligible for state programs, including yeOselia. Ask us for terms. More about state programs
115 000 $
1 278 $ / m²
Soniachna
Ovidiopolskyi, Sukhyi Lyman
3 rooms90 m²3.5 ares
Apartment for sale
State programs
Eligible for state programs, including yeOselia. Ask us for terms. More about state programs
60 000 $
984 $ / m²
Breusa
Odesa, Khadzhybeiskyi, Cheriomushky
3 rooms7/961 m²
Apartment for sale
State programs
Eligible for state programs, including yeOselia. Ask us for terms. More about state programs
39 000 $
710 $ / m²
Krymska
Odesa, Peresypskyi, Kotovskoho
2 rooms1/1055 m²
Apartment for sale
State programs
Eligible for state programs, including yeOselia. Ask us for terms. More about state programs
55 000 $
1 250 $ / m²
Shevchenka Avenue
Odesa, Prymorskyi, Shevchenko-Frantsuzkyi
2 rooms5/544 m²
Apartment for sale
State programs
Eligible for state programs, including yeOselia. Ask us for terms. More about state programs
47 000 $
702 $ / m²
Kniazha
Odesa, Prymorskyi, City centre
3 rooms1/367 m²
Apartment for sale
State programs
Eligible for state programs, including yeOselia. Ask us for terms. More about state programs
50 000 $
394 $ / m²
Akademika Filatova
Odesa, Khadzhybeiskyi, Cheriomushky
3 rooms14/14127 m²
Apartment for sale
State programs
Eligible for state programs, including yeOselia. Ask us for terms. More about state programs
33 000 $
917 $ / m²
Miasoidivska
Odesa, Khadzhybeiskyi, Moldavanka
2 rooms1/236 m²
Apartment for sale
State programs
Eligible for state programs, including yeOselia. Ask us for terms. More about state programs
35 000 $
1 207 $ / m²
Pastera
Odesa, Prymorskyi, City centre
2 rooms1/229 m²
Apartment for sale
State programs
Eligible for state programs, including yeOselia. Ask us for terms. More about state programs
80 000 $
817 $ / m²
Malovskoho
Odesa, Peresypskyi, Slobidka
2 rooms1/1098 m²
Apartment for sale
State programs
Eligible for state programs, including yeOselia. Ask us for terms. More about state programs
55 000 $
888 $ / m²
Paustovskoho
Odesa, Peresypskyi, Kotovskoho
4 rooms5/562 m²
Apartment for sale
State programs
Eligible for state programs, including yeOselia. Ask us for terms. More about state programs
44 000 $
1 000 $ / m²
Rishelievska
Odesa, Prymorskyi, City centre
2 rooms2/244 m²
Apartment for sale
State programs
Eligible for state programs, including yeOselia. Ask us for terms. More about state programs
41 000 $
746 $ / m²
Mykhaila Hrushevskoho
Odesa, Khadzhybeiskyi, Slobidka
2 rooms10/1055 m²
Apartment for sale
State programs
Eligible for state programs, including yeOselia. Ask us for terms. More about state programs
92 000 $
1 011 $ / m²
Semen Paliy
Odesa, Peresypskyi, Kotovskoho
3 rooms8/1691 m²
Apartment for sale
State programs
Eligible for state programs, including yeOselia. Ask us for terms. More about state programs
82 000 $
1 206 $ / m²
Vladyslava Buvalkina
Odesa, Peresypskyi, Kotovskoho
3 rooms4/668 m²
Apartment for sale
State programs
Eligible for state programs, including yeOselia. Ask us for terms. More about state programs
46 000 $
808 $ / m²
Akademika Filatova
Odesa, Khadzhybeiskyi, Cheriomushky
3 rooms2/557 m²
