State programsEOselia
eOselia: programme terms and the payment calculator
All Odesa listings eligible for eOselia: flats, houses and complexes, 3% and 7% terms, payment calculator.
- 3% or 7% a year
- down payment from 20%
- term up to 20 years
All Odesa listings in this selection: flats, houses and new builds together.
eOselia: state mortgage at 3% or 7% a year for the first ten years, then 6% or 10%. Term up to 20 years, down payment from 20% of the price. The bank checks the price per square metre: it cannot exceed twice the indicative housing cost in Odesa region. Only listings marked by an agent as eligible for state programs are shown here. More about the terms
Resale homes qualify too: the building is up to 3 years old, up to 20 years for IDPs and frontline communities. Flat area norm: 52.5 m² for one or two people, 73.5 m² for three, plus 21 m² for each next person, up to 115.5 m². Estimate the payment below and confirm the terms for your category with the bank.
eOselia calculator
Programme
The 3 per cent rate is for contract military, defenders, security forces and their families, and for doctors, teachers and researchers in the state and municipal sector. Everyone else, including displaced persons, gets 7 per cent.
Currency
Down payment
%
$
Term, years
Monthly payment0
Overpayment0
Total amount0
Loan amount0
Balance after down payment0
No interest; if the developer adds a markup, the payment will be higher.
Approximate, without bank insurance and fees.
Show flats within this paymentTerms as of 31.07.2026. Confirm the rate for your category in Diia when you apply.
Listings under eOselia
Apartment for sale
State programs
Eligible for state programs, including yeOselia. Ask us for terms. More about state programs
60 500 $
890 $ / m²
Marselska
Odesa, Peresypskyi, Kotovskoho
3 rooms4/968 m²
Apartment for sale
State programs
Eligible for state programs, including yeOselia. Ask us for terms. More about state programs
152 000 $
1 278 $ / m²
Topoleva
Odesa, Kyivskyi, Tairova
4 rooms3/10119 m²
House for sale
State programs
Eligible for state programs, including yeOselia. Ask us for terms. More about state programs
106 000 $
842 $ / m²
Laboratorna
Ovidiopolskyi, Lymanka, Chervonyi Khutir
4 rooms1/1126 m²2.5 ares
House for sale
State programs
Eligible for state programs, including yeOselia. Ask us for terms. More about state programs
103 000 $
805 $ / m²
Sadova
Lymanskyi, Korsuntsi
5 rooms2/2128 m²16 ares
House for sale
State programs
Eligible for state programs, including yeOselia. Ask us for terms. More about state programs
67 000 $
657 $ / m²
Rizdvyana
Lymanskyi, Korsuntsi
3 rooms2/2102 m²5 ares
House for sale
State programs
Eligible for state programs, including yeOselia. Ask us for terms. More about state programs
130 000 $
1 193 $ / m²
Horikhova
Lymanskyi, Svitle
3 rooms2/2109 m²6 ares
Apartment for sale
State programs
Eligible for state programs, including yeOselia. Ask us for terms. More about state programs
31 500 $
716 $ / m²
Varnenska
Odesa, Khadzhybeiskyi, Cheriomushky
2 rooms5/544 m²
Apartment for sale
State programs
Eligible for state programs, including yeOselia. Ask us for terms. More about state programs
40 000 $
976 $ / m²
Liustdorfska Road
Odesa, Khadzhybeiskyi, Cheriomushky
2 rooms2/541 m²
Apartment for sale
State programs
Eligible for state programs, including yeOselia. Ask us for terms. More about state programs
45 000 $
1 185 $ / m²
Nebesnoi Sotni Avenue
Odesa, Kyivskyi, Tairova
1 rooms15/1638 m²
Apartment for sale
State programs
Eligible for state programs, including yeOselia. Ask us for terms. More about state programs
66 000 $
1 065 $ / m²
Dalnia
Odesa, Khadzhybeiskyi, Dzerzhynskoho settlement
2 rooms1/262 m²
Apartment for sale
State programs
Eligible for state programs, including yeOselia. Ask us for terms. More about state programs
59 000 $
868 $ / m²
Kosmonavtiv
Odesa, Khadzhybeiskyi, Cheriomushky
2 rooms3/768 m²
Apartment for sale
State programs
Eligible for state programs, including yeOselia. Ask us for terms. More about state programs
45 500 $
734 $ / m²
Geroiv Krut
Odesa, Khadzhybeiskyi, Cheriomushky
3 rooms3/562 m²
Apartment for sale
State programs
Eligible for state programs, including yeOselia. Ask us for terms. More about state programs
44 600 $
638 $ / m²
Liustdorfska Road
Odesa, Khadzhybeiskyi, Cheriomushky
3 rooms6/1070 m²
Apartment for sale
State programs
Eligible for state programs, including yeOselia. Ask us for terms. More about state programs
170 000 $
895 $ / m²
Soborna Square
Odesa, Prymorskyi, City centre
8 rooms4/4190 m²
House for sale
State programs
Eligible for state programs, including yeOselia. Ask us for terms. More about state programs
65 000 $
971 $ / m²
Buhaivska
Odesa, Khadzhybeiskyi, Buhaivka
4 rooms1/167 m²4 ares
House for sale
State programs
Eligible for state programs, including yeOselia. Ask us for terms. More about state programs
44 000 $
978 $ / m²
Mahistralna
Odesa, Khadzhybeiskyi, Lenposelok
2 rooms2/245 m²
House for sale
State programs
Eligible for state programs, including yeOselia. Ask us for terms. More about state programs
43 000 $
598 $ / m²
Mahistralna
Odesa, Khadzhybeiskyi, Lenposelok
4 rooms1/272 m²0.2 ares
House for sale
State programs
Eligible for state programs, including yeOselia. Ask us for terms. More about state programs
55 000 $
592 $ / m²
Mahistralna
Odesa, Khadzhybeiskyi, Lenposelok
3 rooms1/293 m²
House for sale
State programs
Eligible for state programs, including yeOselia. Ask us for terms. More about state programs
43 000 $
598 $ / m²
Bloka
Odesa, Khadzhybeiskyi, Lenposelok
3 rooms1/272 m²0.2 ares
Apartment for sale
State programs
Eligible for state programs, including yeOselia. Ask us for terms. More about state programs
46 000 $
920 $ / m²
Nebesnoi Sotni Avenue
Odesa, Kyivskyi, Tairova
2 rooms16/1650 m²
House for sale
State programs
Eligible for state programs, including yeOselia. Ask us for terms. More about state programs
109 900 $
360 $ / m²
Chornomortsiv
Ovidiopolskyi, Sukhyi Lyman
6 rooms306 m²14 ares
Apartment for sale
State programs
Eligible for state programs, including yeOselia. Ask us for terms. More about state programs
62 000 $
1 034 $ / m²
Bazarna
Odesa, Prymorskyi, City centre
3 rooms3/360 m²
Apartment for sale
State programs
Eligible for state programs, including yeOselia. Ask us for terms. More about state programs
59 000 $
1 844 $ / m²
Raiduzhna
Odesa, Khadzhybeiskyi, Dalni Mlyny
1 rooms2/232 m²
Apartment for sale
State programs
Eligible for state programs, including yeOselia. Ask us for terms. More about state programs
16 000 $
534 $ / m²
Promyslova
Ovidiopolskyi, Velykodolynske
1 rooms1/530 m²
