State programsEOselia
eOselia: programme terms and the payment calculator
All Odesa listings eligible for eOselia: flats, houses and complexes, 3% and 7% terms, payment calculator.
- 3% or 7% a year
- down payment from 20%
- term up to 20 years
All Odesa listings in this selection: flats, houses and new builds together.
eOselia: state mortgage at 3% or 7% a year for the first ten years, then 6% or 10%. Term up to 20 years, down payment from 20% of the price. The bank checks the price per square metre: it cannot exceed twice the indicative housing cost in Odesa region. Only listings marked by an agent as eligible for state programs are shown here. More about the terms
Resale homes qualify too: the building is up to 3 years old, up to 20 years for IDPs and frontline communities. Flat area norm: 52.5 m² for one or two people, 73.5 m² for three, plus 21 m² for each next person, up to 115.5 m². Estimate the payment below and confirm the terms for your category with the bank.
eOselia calculator
Programme
The 3 per cent rate is for contract military, defenders, security forces and their families, and for doctors, teachers and researchers in the state and municipal sector. Everyone else, including displaced persons, gets 7 per cent.
Currency
Down payment
%
$
Term, years
Monthly payment0
Overpayment0
Total amount0
Loan amount0
Balance after down payment0
No interest; if the developer adds a markup, the payment will be higher.
Approximate, without bank insurance and fees.
Show flats within this paymentTerms as of 31.07.2026. Confirm the rate for your category in Diia when you apply.
Listings under eOselia
No commission
33 348 $
840 $ / m²
RealPark, Ovidiopolska Road
Odesa, Khadzhybeiskyi, Cheremushky
1 rooms39.7 m²2
Apartment for sale
State programs
Eligible for state programs, including yeOselia. Ask us for terms. More about state programs
27 000 $
772 $ / m²
The Zoloti Stolby, Mykoly Borovskoho
Odesa, Khadzhybeiskyi, Slobidka
1 rooms3/435 m²
No commission
62 935 $
955 $ / m²
59 Perlyna, Akademika Sakharova
Odesa, Peresypskyi, Kotovskoho
2 rooms65.9 m²
Apartment for sale
State programs
Eligible for state programs, including yeOselia. Ask us for terms. More about state programs
103 000 $
1 096 $ / m²
Sadyba Rozumovskoho, Razumovska
Odesa, Khadzhybeiskyi, Moldavanka
2 rooms15/2094 m²
No commission
78 672 $
1 200 $ / m²
Odeski tradytsii, Akademika Vorobiova
Odesa, Peresypskyi, Slobidka
2 rooms65.6 m²14
Apartment for sale
State programs
Eligible for state programs, including yeOselia. Ask us for terms. More about state programs
150 000 $
1 596 $ / m²
Sadyba Rozumovskoho, Razumovska
Odesa, Khadzhybeiskyi, Moldavanka
2 rooms17/2094 m²
No commission
86 801 $
1 430 $ / m²
68 Perlyna, Krasnova
Odesa, Khadzhybeiskyi, Fontan
2 rooms60.7 m²23
Apartment for sale
State programs
Eligible for state programs, including yeOselia. Ask us for terms. More about state programs
83 000 $
1 297 $ / m²
The Gorizont, Kostandi
Odesa, Kyivskyi, Tairova
2 rooms25/2564 m²
No commission
83 512 $
1 430 $ / m²
65 Perlyna, Krasnova
Odesa, Khadzhybeiskyi, Fontan
2 rooms58.4 m²23
Apartment for sale
State programs
Eligible for state programs, including yeOselia. Ask us for terms. More about state programs
64 000 $
1 455 $ / m²
Prokhorivskyi, Prokhorovska
Odesa, Khadzhybeiskyi, Moldavanka
1 rooms13/1644 m²
No commission
33 547 $
845 $ / m²
RealPark, Ovidiopolska Road
Odesa, Khadzhybeiskyi, Cheremushky
1 rooms39.7 m²16
Apartment for sale
State programs
Eligible for state programs, including yeOselia. Ask us for terms. More about state programs
90 000 $
2 308 $ / m²
44 Perlyna, Kamanina
Odesa, Prymorskyi, Fontan
1 rooms19/2239 m²
No commission
63 030 $
955 $ / m²
59 Perlyna, Akademika Sakharova
Odesa, Peresypskyi, Kotovskoho
2 rooms66 m²
No commission
80 484 $
1 200 $ / m²
Odeski tradytsii, Akademika Vorobiova
Odesa, Peresypskyi, Slobidka
2 rooms67.1 m²13
No commission
86 944 $
1 430 $ / m²
68 Perlyna, Krasnova
Odesa, Khadzhybeiskyi, Fontan
2 rooms60.8 m²10
No commission
84 227 $
1 430 $ / m²
65 Perlyna, Krasnova
Odesa, Khadzhybeiskyi, Fontan
2 rooms58.9 m²22
No commission
33 547 $
845 $ / m²
RealPark, Ovidiopolska Road
Odesa, Khadzhybeiskyi, Cheremushky
1 rooms39.7 m²15
No commission
63 126 $
955 $ / m²
59 Perlyna, Akademika Sakharova
Odesa, Peresypskyi, Kotovskoho
2 rooms66.1 m²
No commission
80 484 $
1 200 $ / m²
Odeski tradytsii, Akademika Vorobiova
Odesa, Peresypskyi, Slobidka
2 rooms67.1 m²12
No commission
86 944 $
1 430 $ / m²
68 Perlyna, Krasnova
Odesa, Khadzhybeiskyi, Fontan
2 rooms60.8 m²13
No commission
84 227 $
1 430 $ / m²
65 Perlyna, Krasnova
Odesa, Khadzhybeiskyi, Fontan
2 rooms58.9 m²23
No commission
33 547 $
845 $ / m²
RealPark, Ovidiopolska Road
Odesa, Khadzhybeiskyi, Cheremushky
1 rooms39.7 m²14
No commission
63 317 $
955 $ / m²
59 Perlyna, Akademika Sakharova
Odesa, Peresypskyi, Kotovskoho
2 rooms66.3 m²
No commission
82 220 $
1 080 $ / m²
Odeski tradytsii, Akademika Vorobiova
Odesa, Peresypskyi, Slobidka
3 rooms76.1 m²1
