State programsEOselia
eOselia: programme terms and the payment calculator
All Odesa listings eligible for eOselia: flats, houses and complexes, 3% and 7% terms, payment calculator.
- 3% or 7% a year
- down payment from 20%
- term up to 20 years
All Odesa listings in this selection: flats, houses and new builds together.
eOselia: state mortgage at 3% or 7% a year for the first ten years, then 6% or 10%. Term up to 20 years, down payment from 20% of the price. The bank checks the price per square metre: it cannot exceed twice the indicative housing cost in Odesa region. Only listings marked by an agent as eligible for state programs are shown here. More about the terms
Resale homes qualify too: the building is up to 3 years old, up to 20 years for IDPs and frontline communities. Flat area norm: 52.5 m² for one or two people, 73.5 m² for three, plus 21 m² for each next person, up to 115.5 m². Estimate the payment below and confirm the terms for your category with the bank.
eOselia calculator
Programme
The 3 per cent rate is for contract military, defenders, security forces and their families, and for doctors, teachers and researchers in the state and municipal sector. Everyone else, including displaced persons, gets 7 per cent.
Currency
Down payment
%
$
Term, years
Monthly payment0
Overpayment0
Total amount0
Loan amount0
Balance after down payment0
No interest; if the developer adds a markup, the payment will be higher.
Approximate, without bank insurance and fees.
Show flats within this paymentTerms as of 31.07.2026. Confirm the rate for your category in Diia when you apply.
Listings under eOselia
No commission
86 944 $
1 430 $ / m²
68 Perlyna, Krasnova
Odesa, Khadzhybeiskyi, Fontan
2 rooms60.8 m²16
Apartment for sale
State programs
Eligible for state programs, including yeOselia. Ask us for terms. More about state programs
87 000 $
1 612 $ / m²
The Assol, Marshala Hovorova
Odesa, Prymorskyi, Fontan
1 rooms15/1754 m²
No commission
84 370 $
1 430 $ / m²
65 Perlyna, Krasnova
Odesa, Khadzhybeiskyi, Fontan
2 rooms59 m²16
Apartment for sale
State programs
Eligible for state programs, including yeOselia. Ask us for terms. More about state programs
90 000 $
1 500 $ / m²
Odeskyi Dvir, Henerala Tsvietaieva
Odesa, Khadzhybeiskyi, Moldavanka
2 rooms10/1160 m²
No commission
33 547 $
845 $ / m²
RealPark, Ovidiopolska Road
Odesa, Khadzhybeiskyi, Cheremushky
1 rooms39.7 m²13
Apartment for sale
State programs
Eligible for state programs, including yeOselia. Ask us for terms. More about state programs
88 550 $
2 109 $ / m²
66 Perlyna, Krasnova
Odesa, Khadzhybeiskyi, Fontan
2 rooms17/2442 m²
No commission
82 220 $
1 080 $ / m²
Odeski tradytsii, Akademika Vorobiova
Odesa, Peresypskyi, Slobidka
3 rooms76.1 m²1
Apartment for sale
State programs
Eligible for state programs, including yeOselia. Ask us for terms. More about state programs
70 000 $
1 297 $ / m²
Klimovsky Dom, Mala Arnautska
Odesa, Prymorskyi, City centre
2 rooms12/1654 m²
No commission
86 944 $
1 430 $ / m²
68 Perlyna, Krasnova
Odesa, Khadzhybeiskyi, Fontan
2 rooms60.8 m²23
Apartment for sale
State programs
Eligible for state programs, including yeOselia. Ask us for terms. More about state programs
58 000 $
853 $ / m²
Fontan, Makarenka
Odesa, Kyivskyi, Fontan
1 rooms5/2168 m²
No commission
84 370 $
1 430 $ / m²
65 Perlyna, Krasnova
Odesa, Khadzhybeiskyi, Fontan
2 rooms59 m²21
Apartment for sale
State programs
Eligible for state programs, including yeOselia. Ask us for terms. More about state programs
155 000 $
1 477 $ / m²
Favoryt, Artyleriiska
Odesa, Prymorskyi, Fontan
3 rooms15/18105 m²
No commission
33 547 $
845 $ / m²
RealPark, Ovidiopolska Road
Odesa, Khadzhybeiskyi, Cheremushky
1 rooms39.7 m²12
No commission
95 200 $
1 120 $ / m²
Odeski tradytsii, Akademika Vorobiova
Odesa, Peresypskyi, Slobidka
3 rooms85 m²13
No commission
87 087 $
1 430 $ / m²
68 Perlyna, Krasnova
Odesa, Khadzhybeiskyi, Fontan
2 rooms60.9 m²11
No commission
84 513 $
1 430 $ / m²
65 Perlyna, Krasnova
Odesa, Khadzhybeiskyi, Fontan
2 rooms59.1 m²17
No commission
33 547 $
845 $ / m²
RealPark, Ovidiopolska Road
Odesa, Khadzhybeiskyi, Cheremushky
1 rooms39.7 m²11
No commission
95 200 $
1 120 $ / m²
Odeski tradytsii, Akademika Vorobiova
Odesa, Peresypskyi, Slobidka
3 rooms85 m²13
No commission
87 230 $
1 430 $ / m²
68 Perlyna, Krasnova
Odesa, Khadzhybeiskyi, Fontan
2 rooms61 m²9
No commission
84 513 $
1 430 $ / m²
65 Perlyna, Krasnova
Odesa, Khadzhybeiskyi, Fontan
2 rooms59.1 m²20
No commission
33 547 $
845 $ / m²
RealPark, Ovidiopolska Road
Odesa, Khadzhybeiskyi, Cheremushky
1 rooms39.7 m²10
No commission
95 491 $
1 100 $ / m²
Odeski tradytsii, Akademika Vorobiova
Odesa, Peresypskyi, Slobidka
3 rooms86.8 m²17
No commission
88 946 $
1 430 $ / m²
68 Perlyna, Krasnova
Odesa, Khadzhybeiskyi, Fontan
2 rooms62.2 m²22
No commission
84 513 $
1 430 $ / m²
65 Perlyna, Krasnova
Odesa, Khadzhybeiskyi, Fontan
2 rooms59.1 m²23
