Apartments for Sale in Odesa

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Apartments eligible for the eOselia programme

eOselia is the Ukrainian state programme of subsidised mortgage lending. It allows eligible categories of buyers to purchase housing at a reduced rate, which keeps demand for qualifying properties consistently high.

Not every apartment qualifies: the requirements cover the age of the building, floor area per family member, the price of the property and the status of the seller. Selecting for this programme therefore always means working from a restricted list, and narrowing it early saves weeks of pointless viewings.

Which properties qualify?

Requirements relate to the building’s age, area, price and the seller’s status, and they change over time. We check each property against the current terms before submission.

How long does a programme purchase take?

Longer than a cash purchase, bank review and property verification are added to the process. Plan accordingly.

Can a new-build apartment be bought under the programme?

That depends on the current terms and the status of the building. We check this before viewings begin.

How we handle it

First we establish which category and which conditions apply to you, and only then build the selection. After that we check each property against the housing requirements and for legal cleanliness, so that the bank does not reject the deal after a deposit has already been paid.

Programme terms change periodically, rates, price caps, housing requirements and eligible categories. We verify current conditions before every transaction, and we recommend confirming them with the partner bank immediately before submitting documents.

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